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1607 Luther St, Emporia, KS, 66801

5beds
3baths
2,504sqft
$239,900
$96price/sqft
$2,046/moest. monthly cost
$81,840/yrincome needed

About This Home

This 5-bedroom home with 2.5 bathrooms located in a northwest location is a perfect blend of comfort, convenience, and family-friendly features. Its great layout, modern amenities, and proximity to an elementary school make it an ideal choice for those seeking a beautiful Ranch style place to call home. Main floor Consists of 3 Bedrooms with 2 Full bathrooms, large living room, Formal Dining Room, Laundry room, and a bonus family room before you walkout to the beautiful Patio area where you can enjoy your kids or pets play in a great sized fenced in back yard. The basement of the home boasts a large Family Room, a Half bathroom and 2 Bedrooms, one of which is non-Conforming. This House is ready for the Family that's Growing, or those looking for the ease of having everything on one level. Schedule your showing now!!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
Village Elementary SchoolGrades PK-50.1 mi
4/10
Emporia Middle SchoolGrades 6-80.9 mi
5/10
Emporia High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Basement
  • Area: 234
  • Dimensions: 18x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Family Room

  • Level: Basement
  • Area: 312
  • Dimensions: 13x24

Features

  • Finished area below ground: 924
  • Finished area above ground: 1,580

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,504
  • Total interior livable area: 2,504 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Other

  • Level: Basement
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: R11097
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 82.7 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$363$4,356
Property Taxes $271$3,252
Electricity $199$2,399
Total$2,046$24,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,148/yr
40% on housing$61,380/yr
45% on housing$54,560/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 66801$106
Lyon County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 66801$102
Lyon County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$239,900
2026-07-10Price change$249,900
2026-06-19Listed for sale$259,900
2023-07-31Listing removed--
2023-07-13Price change$243,900
2023-07-08Listed for sale$249,900
2018-07-13Sold--
2018-06-13Listed for sale$177,500
2017-05-19Sold--

For Sale by Agent

AgentCarlos Garate
BrokerageRE/MAX EK Real Estate

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