428 Cottonwood St, Emporia, KS, 66801
About This Home
Investor special or perfect starter home! This 3-bedroom, 1-bath property sits on a desirable corner lot and offers excellent potential for value-add improvements. The home needs some TLC but provides a great opportunity to build equity or expand your investment portfolio.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Stone/Rock,Partial
Bedroom2
- Level: Main
- Area: 104.5
- Dimensions: 11.00x9.50
Bedroom3
- Level: Main
- Area: 99
- Dimensions: 11.00x9.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 165
- Dimensions: 15.00x11.00
Features
- Flooring: Ceramic Tile,Laminate,Carpet
- Finished area below ground: 0
- Finished area above ground: 1,076
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12.00x11.00
Laundry
- Level: Main
Living Room
- Level: Main
- Area: 169
- Dimensions: 13.00x13.00
Master Bedroom
- Level: Main
- Area: 121
- Dimensions: 11.00x11.00
Property
Details
- Parcel number: EM02362
- Special condition: Standard
Lot
- Lot size: 4,356 sqft
- Features: Corner Lot
- Lot size dimensions: 130 x 50
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $277 | $3,324 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $62 | $744 |
| Electricity | $161 | $1,935 |
| Total | $583 | $6,996 |
Income You'd Need if You Spent...
Kansas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Price change | $54,900 |
| 2026-06-06 | Listed for sale | $59,900 |
| 2016-03-16 | Listing removed | $36,900 |
| 2016-03-03 | Price change | $36,900 |
| 2016-01-29 | Listed for sale | $39,000 |
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