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405 State St, Emporia, KS, 66801

2beds
1baths
922sqft
$119,900
$130price/sqft
$1,083/moest. monthly cost
$43,320/yrincome needed

About This Home

Welcome home to this beautifully remodeled two-bedroom home full of charm and modern touches throughout. Inside, you’ll find updated flooring, a remodeled kitchen, and bright, inviting spaces with plenty of natural light. The welcoming front porch offers the perfect place to relax and enjoy your morning coffee or unwind in the evenings. With its fresh feel and move-in ready condition, this home is one you won’t want to miss. Schedule your showing today!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

4/10
4/10
Emporia Middle SchoolGrades 6-82.5 mi
5/10
Emporia High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Storm Shelter

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Features

  • Sheetrock
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 922

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 922
  • Total interior livable area: 922 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Master Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Property

Details

  • Parcel number: R12408
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$181$2,172
Property Taxes $135$1,620
Electricity $161$1,935
Total$1,083$12,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,131/yr
40% on housing$32,490/yr
45% on housing$28,880/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 66801$107
Lyon County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 66801$102
Lyon County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$119,900
2024-02-29Sold--
2024-01-29Pending sale$105,900
2023-12-15Price change$105,900
2023-10-23Price change$109,900
2023-10-11Price change$119,900
2023-10-05Price change$121,000
2023-09-21Price change$124,000
2023-09-13Listed for sale$128,000
2022-04-08Sold--
2022-04-04Pending sale$17,000
2022-03-10Listing removed--
2022-03-10Pending sale$17,000
2022-03-09Listed for sale$17,000

For Sale by Agent

AgentCarlos Garate
BrokerageRE/MAX EK Real Estate

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