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415 N Chestnut St, Lindsborg, KS, 67456

5beds
2baths
2,500sqft
$215,000
$86price/sqft
$1,848/moest. monthly cost
$73,920/yrincome needed

About This Home

**Back on the market at no fault of the seller - come and look!!** Discover the perfect blend of character, space, and efficiency in this well-maintained 5-bedroom, 2-bath ranch home in Lindsborg! Beautiful wood floors flow throughout the main level, where you'll find a welcoming living room with a cozy wood-burning fireplace, a dining alcove, and a functional kitchen. The main floor also offers three bedrooms, a full bath, and the convenience of a main-floor laundry option. The finished basement provides exceptional additional living space with a spacious family room, two more bedrooms, a full bath, a bonus room ideal for an office, hobby room, or home gym, plus a second laundry option for added flexibility. Outside, the backyard is full of possibilities with a greenhouse complete with electricity and water, making it perfect for gardening enthusiasts. Enjoy fresh fruit from your own mature peach, apple, and pear trees. A second detached garage with alley access offers excellent space for extra vehicles, a workshop, or storage. Adding even more value, the home features owned solar panels that help keep utility costs remarkably low, with average summer electric bills under $50. With its generous living space, practical features, and impressive energy savings, this property is ready to welcome you home!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
8/10
Smoky Valley High SchoolGrades 9-120.2 mi
7/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Gas Water Heater
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Window features: Window Coverings-ALL
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 0341702011010000

Features

  • Exterior features: Guttering

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 1
  • Parking features: Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$324$3,888
Property Taxes $238$2,856
Electricity $199$2,395
Total$1,848$22,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,360/yr
40% on housing$55,440/yr
45% on housing$49,280/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 67456$160
McPherson County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 67456$100
McPherson County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$215,000
2026-08-09Pending sale$215,000
2026-07-20Listed for sale$215,000
2026-07-04Contingent$215,000
2026-07-04Pending sale$215,000
2026-07-01Listed for sale$215,000
2013-05-24Sold--

For Sale by Agent

AgentMari Loder
BrokerageCentral Kansas Realty

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