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116 E Mill St, Lindsborg, KS, 67456

4beds
3baths
5,769sqft
$495,000
$86price/sqft
$4,256/moest. monthly cost
$170,240/yrincome needed

About This Home

Step into timeless elegance with this stunning Lindsborg treasure, beautifully restored while preserving the craftsmanship and character that make historic homes so special. From the moment you enter the grand foyer, you’ll appreciate the remarkable details and inviting spaces throughout. The main floor offers a gracious parlor, spacious living room, formal dining room, beautifully updated kitchen, charming sun porch, butler’s pantry, full bathroom, and a versatile office space that could easily serve as a main floor bedroom. Upstairs, you’ll find four spacious bedrooms, two full bathrooms, an additional sun porch, and a rare back stairway that adds both convenience and classic charm. The partially finished attic offers incredible potential, with remaining building materials already stored upstairs and ready for your finishing touches. A full basement provides excellent storage space and functionality. Outside, the original carriage house now serves as a two-car garage with additional workspace, while the impressive 30x40 shed offers finished space plus abundant room for hobbies, toys, equipment, or entertaining. Situated on over an acre of beautifully shaded grounds with mature trees and gardens, this property is truly a rare Lindsborg classic that blends history, beauty, and endless possibilities.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

7/10
7/10
8/10
Smoky Valley High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Window features: Window Coverings-ALL

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 5,769
  • Total interior livable area: 5,769 sqft

Property

Details

  • Parcel number: 0341704026002000

Features

  • Patio & porch: Patio,Covered,Enclosed
  • Exterior features: Guttering

Lot

  • Lot size: 1.05 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$746$8,952
Property Taxes $548$6,576
Electricity $460$5,527
Total$4,256$51,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,920/yr
40% on housing$127,680/yr
45% on housing$113,493/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 67456$160
McPherson County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 67456$100
McPherson County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$495,000
2026-05-28Listed for sale$575,000
2022-07-27Sold--
2022-07-27Pending sale$500,000
2022-07-27Listed for sale$500,000

For Sale by Agent

AgentMari Loder
BrokerageCentral Kansas Realty

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