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128 Kahola Rd, Council Grove, KS, 66846

2beds
1baths
768sqft
$419,000
$546price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

Nestled on the north shore of Lake Kahola, this property offers a combination of modest living, recreational access, and expansion potential. The cabin includes two bedrooms and one bathroom. From both the living room and the master bedroom you’ll enjoy lake views, and the master bedroom also includes a balcony/deck overlooking the water. Water access is anchored by a sturdy dock with concrete mounts at both ends, supporting a manual boat lift and a manual jet ski lift. The concrete anchoring makes the dock resilient in changing water conditions. Near the shoreline, a fire pit with stone benches provides a relaxed outdoor gathering area, while a concrete patio adjacent to the cabin adds additional space for entertaining, grilling, or enjoying the scenery. The cabin includes a climate-controlled storage room, which houses mechanical equipment — furnace, water heater, etc. — and includes built-in work bench space for maintenance tasks or storage. In 2020, the property underwent an upgrade to central heat and air, and the cabin interior was remodeled at that time. The roof was replaced more recently in 2024. The home has been used as a full-time residence, making it immediately usable for weekend or full-time occupancy. In 2026 All new interior paint, Windows, Kitchen Cabinets, Counter tops, and back splash! Vehicular access is via the paved frontage road, with multiple parking areas available. To the west of the structure, there is ample room to add additional living space or a garage, should the buyer desire more square footage or storage. Because of its lakefront setting combined with modest improvements and expansion flexibility, this property could serve in multiple roles: as a recreational retreat, a lake cabin, or a primary dwelling that also offers waterfront enjoyment. In summary, this listing offers lake frontage, functional residential improvements, water access infrastructure, outdoor amenities, and opportunity for customization and expansion. Contact the listing agent today to set up a showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
6/10
Council Grove High SchoolGrades 7-1210.0 mi
2/10

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Cabin,Residential

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Other,Unfinished,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 48
  • Dimensions: 6x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Sheetrock
  • Flooring: Hardwood,Vinyl,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Laundry

  • Level: Upper

Master Bedroom

  • Level: Upper
  • Area: 48
  • Dimensions: 6x8

Property

Details

  • Parcel number: 11004504
  • Special condition: Standard

Features

  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 7,840

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$170$2,040
Property Taxes $502$6,024
Electricity $161$1,935
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$546This listing

vs Other Active Listings

Avg $/sqft

ZIP 66846$157
Morris County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 66846
Morris County$647

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$489,000
2025-11-04Sold--
2025-10-22Pending sale$475,000
2025-10-17Price change$475,000
2025-10-14Price change$495,000
2025-10-08Price change$530,000
2025-10-03Listed for sale$565,000

For Sale by Agent

AgentJim Lauer
BrokerageCentury 21 Monument Real Estate

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