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628 W Main St, Chanute, KS, 66720

4beds
2baths
1,294sqft
$160,000
$124price/sqft
$1,579/moest. monthly cost
$63,160/yrincome needed

About This Home

This beautifully remodeled home in Chanute, Kansas, offers the perfect blend of modern updates, spacious living, and a convenient location. From the moment you walk through the front door, you'll notice the attention to detail and the inviting atmosphere that makes this property feel like home. The spacious floor plan provides plenty of room for everyday living and entertaining, beginning with an oversized living room that offers abundant natural light and ample space for family gatherings, relaxing evenings, or hosting guests. Freshly installed carpet throughout the home gives every room a clean, updated feel, making it truly move-in ready for its next owner. The heart of the home is the large kitchen, which features newer cabinetry, generous counter space, and plenty of storage for all of your cooking and entertaining needs. Whether you're preparing a quick family dinner or hosting holiday meals, you'll appreciate the functionality and openness of this space. Just off the kitchen is a spacious dining room that provides the perfect setting for family meals and special occasions. The thoughtful layout creates an easy flow between the kitchen, dining, and living areas, making the home feel open, comfortable, and ideal for everyday living. Outside, this property continues to impress with its desirable corner lot and mature shade trees that create a peaceful outdoor setting. The large garage offers plenty of room for vehicles, tools, lawn equipment, or even a workshop for hobbyists. A decent-sized basement provides additional storage space and offers endless possibilities for a recreation area, home gym, hobby room, or future finished living space. With a spacious yard and established trees providing shade throughout the warmer months, you'll have plenty of room to enjoy outdoor activities or simply relax in your own backyard. Conveniently located just minutes from downtown Chanute, this home offers easy access to local shopping, restaurants, schools, parks, and community amenities while still providing the comfort of a quiet neighborhood. With its extensive remodeling, spacious living areas, modern updates, and outstanding location, this home presents an excellent opportunity for first-time homebuyers, growing families, or investors looking for a quality property. If you're searching for a home that combines comfort, style, and convenience, this beautifully updated Chanute property is one you won't want to miss. Key Features Completely remodeled and move-in ready Spacious living room with freshly installed carpet Large kitchen with newer cabinets and abundant storage Dedicated dining room perfect for gatherings Corner lot with mature shade trees Large garage with room for vehicles, storage, or a workshop Decent-sized basement with additional storage or expansion potential Minutes from downtown Chanute, shopping, dining, and schools Ideal for first-time homebuyers, families, or investors

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
Chanute Elementary SchoolGrades PK-50.9 mi
5/10
Royster Middle SchoolGrades 6-80.2 mi
7/10
Chanute High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,294

Interior Area

  • Total structure area: 1,294
  • Total interior livable area: 1,294 sqft

Property

Details

  • Parcel number: USD413,CHANUTE,COUNTY,STATE,COMCOLLEGE,S
  • Lease amount: 0

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$421$5,052
Property Taxes $188$2,256
Electricity $161$1,935
Total$1,579$18,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,137/yr
40% on housing$47,370/yr
45% on housing$42,106/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 66720$427
Neosho County$314

vs Homes Sold Last Month

Median $/sqft

ZIP 66720
Neosho County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$160,000

For Sale by Agent

AgentJeremy Harris
BrokerageL2 Realty, Inc

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