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104 S Iowa Ave, Ness City, KS, 67560

3beds
3baths
2,401sqft
$130,000
$54price/sqft
$1,186/moest. monthly cost
$47,440/yrincome needed

About This Home

Step inside this beautiful historic home and fall in love with the character, charm, and thoughtful updates throughout. Located at 104 S. Iowa Ave. in Ness City, this spacious 3-bedroom, 2.5 bath home offers over 2,400 square feet of living space, blending timeless appeal with major modern improvements including all new windows, siding, and roof. The home features warm historic details, a beautiful wood-burning stove, and a gorgeous sunroom filled with natural light—perfect for morning coffee, plants, reading, or an additional sitting area. The kitchen includes all appliances, and the main-level laundry room adds everyday convenience with washer and dryer remaining. Upstairs, enjoy the charm of an upper-level balcony that gives this home even more personality and curb appeal. The primary bedroom offers dual closets and a full private bath, while the additional bedrooms and bonus spaces provide flexibility for guests, hobbies, office space, or extra living areas.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
6/10
Ness City High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Gas Water Heater,Refrigerator,Water Softener Owned
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 504
  • Finished area above ground: 2,401

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,401 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Upper

Property

Details

  • Parcel number: 1593004021002.000
  • Zoning description: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony
  • Exterior features: Balcony,Private Yard,Rain Gutters,Storage

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$171$2,052
Property Taxes $167$2,004
Electricity $191$2,300
Total$1,186$14,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,662/yr
40% on housing$35,580/yr
45% on housing$31,626/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 67560$91
Ness County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 67560
Ness County$77

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$130,000
2026-06-02Price change$160,000
2026-05-11Listed for sale$170,000

For Sale by Agent

AgentMichelle Salinas
BrokerageRE/MAX VILLA

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