See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

131 S 7th St, Osborne, KS, 67473

2beds
1baths
0sqft
$55,000
--price/sqft
$680/moest. monthly cost
$27,200/yrincome needed

About This Home

Make yourself at home in this charming cottage style house located in a nice neighborhood of Osborne! With a long list of updates in recent years - it can easily be a first-purchase home and is also set up perfectly for the retiree stage of life. The inviting front porch is the perfect place to enjoy your morning java or chat with friends. The front door opens into a large living area that includes a dining nook space for ease of conversation. Convenience is key with the laundry room situated by the kitchen. Two bedrooms and an updated full bathroom complete the nicely arranged house design. The detached shared garage houses a single car space/storage and a large corner lot yard can entertain guests as well as children & pets. Call quickly to see this property!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Osborne Elementary SchoolGrades PK-50.5 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 672

Kitchen

  • Features: Separate

Property

Details

  • Parcel number: 392000.000000200S.000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch

Lot

  • Lot size: 8,900 sqft
  • Features: Corner

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$180$2,160
Property Taxes $61$732
Electricity $161$1,935
Total$680$8,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,314/yr
40% on housing$20,400/yr
45% on housing$18,133/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 67473$96
Osborne County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 67473
Osborne County$26

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$55,000

For Sale by Agent

AgentLisa Reinert
BrokerageThummel Real Estate & Auction LLC

Similar Homes