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464 B St, Phillipsburg, KS, 67661

2beds
1baths
0sqft
$48,000
--price/sqft
$824/moest. monthly cost
$32,960/yrincome needed

About This Home

Price reduced!! 
Looking for an affordable 2 bedroom/ 1 bath home with many recent updates? We have what you're looking for! 464 B Street in Phillipsburg, KS is located in a minimally trafficked neighborhood but also within walking distance to downtown conveniences. It's a win-win!

The property is situated on a spacious lot offering plenty of space for addition, whether it be an expansion of the home or that garage/shop you've been wanting.

Seller has already invested in several upgrades including a completely remodeled bathroom, new flooring throughout and is generously including brand new, never used gas range and refrigerator. 

Seller gave us a thumbs up on roof, foundation, electric and plumbing being in good condition.

Current property taxes are less than $230.00 a year. That is less than $20.00 a month, wow! Why rent when you can invest your money wisely and be a homeowner? With a recently lowered price we encourage you to call us today before you miss out on this one.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
6/10
Phillipsburg High SchoolGrades 9-121.1 mi
9/10

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 728

Heating

  • Heating features: Natural Gas,Other

Interior Area

  • Total structure area: 728

Property

Details

  • Parcel number: 1372603020002010
  • Lease amount: 0

Lot

  • Lot size: 7,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Lightning
Cold Wave
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $242$2,904
Home Insurance *$374$4,488
Property Taxes $47$564
Electricity $161$1,935
Total$824$9,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,251/yr
40% on housing$24,720/yr
45% on housing$21,973/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 67661$70
Phillips County$59

vs Homes Sold Last Month

Median $/sqft

ZIP 67661
Phillips County$19

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$54,000
2025-11-01Price change$57,000
2025-07-23Price change$64,500
2024-12-13Pending sale$31,000
2024-09-28Listed for sale$31,000

For Sale by Agent

AgentRhonda Keesee
BrokerageMid America Real Estate

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