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331 2nd St, Phillipsburg, KS, 67661

5beds
2baths
2,143sqft
$230,000
$107price/sqft
$3,358/moest. monthly cost
$134,320/yrincome needed

About This Home

This absolutely beautiful, meticulously maintained home offers the perfect blend of timeless vintage charm and modern updates-all at a newly reduced price. 4+ Bedrooms | 1.75 Bathrooms Updated plumbing & wiring for peace of mind Gorgeous original woodwork, French doors, pocket doors, built-ins & functional transom windows Hardwood floors throughout (per seller) Granite countertops, stainless steel appliances & charming original cabinetry Two upgraded HVAC systems, replacement windows & new exterior doors Private cedar-fenced backyard with room to add a garage Fantastic location-just a short walk to the elementary school, city park & downtown! From the inviting covered front porch to the character-filled interior, this move-in-ready home is packed with history, charm, and modern convenience. Don't miss this incredible opportunity at $230,000! Schedule your private showing today!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
Phillipsburg High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven

Basement

  • Area: 508

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Carpet
  • Finished area above ground: 2,143

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 2,651
  • Total interior livable area: 2,143 sqft

Property

Details

  • Parcel number: 1373502023007000
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch,Open Porch
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 6,300 sqft
  • Features: Trees

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Lightning
Cold Wave
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$1,796$21,552
Property Taxes $228$2,736
Electricity $171$2,053
Total$3,358$40,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,131/yr
40% on housing$100,740/yr
45% on housing$89,546/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 67661$56
Phillips County$49

vs Homes Sold Last Month

Median $/sqft

ZIP 67661
Phillips County$19

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$230,000
2025-12-30Price change$239,000
2025-09-24Price change$249,000
2025-06-13Listed for sale$259,500
2025-06-06Listing removed$259,500
2025-05-12Price change$259,500
2024-12-12Listed for sale$269,500
2011-04-20Listing removed$44,900
2011-02-26Listed for sale$44,900

For Sale by Agent

AgentRhonda Keesee
BrokerageMid America Real Estate

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