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430 Saratoga Ct, Pratt, KS, 67124

5beds
3baths
3,968sqft
$394,900
$100price/sqft
$3,829/moest. monthly cost
$153,160/yrincome needed

About This Home

Welcome to this beautiful and well-maintained home situated on a corner lot at the entrance of a quiet cul-de-sac in a desirable neighborhood with mature trees and attractive landscaping. The curb appeal is enhanced by a sprinkler system, lush lawn, established flower gardens, and a fenced backyard designed for both beauty and functionality. Step outside and enjoy the covered patio, providing the perfect space for outdoor dining, entertaining guests, or simply relaxing while overlooking the landscaped yard. Inside, you'll find a spacious floor plan featuring updated kitchen and bathrooms throughout the home. The main floor offers three bedrooms, including a comfortable primary suite complete with a private en suite bathroom and a large walk-in closet. The hall bathroom has been tastefully updated and includes a modern walk-in shower. The finished basement provides additional living space with two more bedrooms, both featuring egress windows, a third full bathroom, a large family room, and a generous storage and utility area. Whether you need extra bedrooms, a home office, hobby space, or room for guests, this lower level offers excellent flexibility. Additional features include an oversized attached two-car garage, ample storage throughout, and a location that combines peaceful neighborhood living with convenient access to the community. This spacious home offers the perfect combination of comfort, functionality, and outdoor enjoyment. Schedule your private showing today!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
5/10
Liberty Middle SchoolGrades 6-81.1 mi
7/10
Pratt Sr High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Main Level,220 equipment

Basement

  • Has basement: Yes
  • Basement: Full,Poured Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Window Coverings-ALL,Wood Frames,Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,968
  • Total interior livable area: 3,968 sqft

Property

Details

  • Parcel number: 1320301009023000

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Underground Sprinkler-ALL,Guttering
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.36 Acres
  • Features: City Lot
  • Lot size dimensions: 120 x 130

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Ice Storm
Drought
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$1,007$12,084
Property Taxes $510$6,120
Electricity $316$3,802
Total$3,829$45,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,280/yr
40% on housing$114,870/yr
45% on housing$102,106/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 67124$60
Pratt County$60

vs Homes Sold Last Month

Median $/sqft

ZIP 67124
Pratt County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$389,900
2026-06-02Listed for sale$394,900
2016-08-30Sold--
2016-07-23Listed for sale$227,500
2016-06-28Pending sale$227,500
2016-04-13Price change$227,500
2016-02-10Price change$239,000
2015-07-23Price change$249,000
2015-05-16Listed for sale$260,000

For Sale by Agent

AgentKevin Hamm
BrokerageHamm Auction & Real Estate, LLC

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