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411 S Pearl St, Pratt, KS, 67124

3beds
2baths
1,155sqft
$110,000
$95price/sqft
$1,139/moest. monthly cost
$45,560/yrincome needed

About This Home

Description: Welcome to this charming, move-in ready, 1.5-story home located in Pratt, KS. On the main floor, you'll find a comfortable living and dining area combined. The kitchen features new laminate flooring, south and west-facing windows, easy access to two utility closets that house the HVAC system, hot water heater and gas clothes dryer. The main floor also includes a cozy bedroom and a full bathroom. Upstairs are two additional bedrooms along with a half bath, making it a great space for family, guests, or a home office. The home also features, new carpet and laminate flooring, new roof (2023), shower/tub surround, and durable vinyl siding and windows. Outside, the detached oversized 2-car garage provides ample space for vehicles and storage, while the partially fenced yard offers privacy for outdoor activities. Whether you're a first-time buyer or looking to downsize, this property is a perfect blend of comfort and practicality. Contact listing agent for a showing. Key Features: Central Heat/Air, Vinyl Windows and Siding, Composite Decking, Covered Front Porch, Detached 2-Car Garage, Concrete Driveway, Partial Fencing, USD 428

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
5/10
Liberty Middle SchoolGrades 5-80.4 mi
7/10
Pratt Sr High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,155 sqft

Kitchen

  • Features: Separate,Laminate Counters

Property

Details

  • Parcel number: 1320402018008000
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch,Open Porch
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Ice Storm
Drought
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$280$3,360
Property Taxes $142$1,704
Electricity $161$1,935
Total$1,139$13,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,051/yr
40% on housing$34,170/yr
45% on housing$30,373/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 67124$63
Pratt County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 67124
Pratt County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$140,000
2018-04-23Listing removed$76,500
2018-04-02Pending sale$76,500
2018-03-14Listed for sale$76,500

For Sale by Agent

AgentRita Stimatze
BrokerageRed Cedar Land Company

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