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314 Belmont Rd, Pratt, KS, 67124

3beds
2baths
1,956sqft
$159,000
$81price/sqft
$1,574/moest. monthly cost
$62,960/yrincome needed

About This Home

From the moment you arrive, you’ll love the huge covered front porch with classic wrought iron railing—perfect for relaxing evenings. Inside, the main floor features an open-concept living, dining & kitchen area filled with natural light from large windows & highlighted by beautiful wood flooring. The kitchen offers a convenient breakfast bar & comes fully equipped with stove, dishwasher, refrigerator, microwave hood, disposal & reverse osmosis system. Both bedrooms include spacious walk-in closets, plus hallway linen storage & a cedar-lined closet for added convenience. The recently remodeled bathroom shines with an Onyx shower, custom vanity, tile flooring, & a Wi-Fi exhaust fan. The finished basement is ideal for entertaining, featuring a stylish family room with wet bar, granite counters, and kegerator, along with a custom vault door safe room. You’ll also find a large bathroom, an additional bedroom with egress window & a well-equipped laundry room with ample storage. Step outside to a generous backyard with a patio spanning the home, complete with ceiling fan and LED lighting, a storage building, and chain-link fencing. Extras include a whole house fan, security system, sprinkler system, 2024 IR roof, & attached garage. Incredible value with amenities galore! This charming ranch is in a friendly, welcoming neighborhood, a place where you feel at home the moment you arrive-It’s more than just a location-its a feeling! Call to see today!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Liberty Middle SchoolGrades 5-81.0 mi
7/10
Pratt Sr High SchoolGrades 9-121.0 mi
6/10

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Composition
  • Construction materials: Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Gas Water Heater,Range Hood
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Finished,Poured Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Wet Bar
  • Window features: Window Coverings-SOME,Double Hung,Insulated Windows,Some Storm Windows,Wood Frames,Double Pane Windows
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric,Whole House Fan

Interior Area

  • Total structure area: 1,956
  • Total interior livable area: 1,956 sqft

Property

Details

  • Parcel number: 0883404021011000

Features

  • Patio & porch: Covered
  • Exterior features: Underground Sprinkler-ALL,Guttering
  • Fencing: Chain Link

Lot

  • Lot size: 8,712 sqft
  • Features: Standard Lot
  • Lot size dimensions: 70 x 127

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Ice Storm
Strong Wind
Drought
Heat Wave
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$405$4,860
Property Taxes $205$2,460
Electricity $161$1,935
Total$1,574$18,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,965/yr
40% on housing$47,220/yr
45% on housing$41,973/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 67124$62
Pratt County$62

vs Homes Sold Last Month

Median $/sqft

ZIP 67124
Pratt County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$164,900
2026-04-14Contingent$164,900
2026-04-08Listed for sale$164,900

For Sale by Agent

AgentStarla Elliott
BrokerageCENTURY 21 GRIGSBY REALTY

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