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408 Downing Rd, Scott City, KS, 67871

2beds
2baths
1,330sqft
$135,000
$102price/sqft
$1,267/moest. monthly cost
$50,680/yrincome needed

About This Home

Welcome home to this charming, move-in-ready property in Scott City, Kansas, where classic character meets thoughtful modern updates. Nestled in a quiet neighborhood, this inviting home offers comfortable living with 2 bedrooms, 2 bathrooms, a spacious living room, dining area, family room, utility room, and an abundance of storage throughout. Step outside to enjoy the large yard and private outdoor space—perfect for relaxing, entertaining, gardening, or letting pets play. A detached one-car garage provides additional storage and convenience. The extensive list of recent improvements means you can move in with confidence. Within the past two years, the home has been updated with a new roof, gutters, windows, storm and entry doors, privacy fence, and stainless steel kitchen appliances, offering the perfect blend of charm, efficiency, and peace of mind. If you've been searching for a home with character, modern updates, and exceptional outdoor space in a peaceful location, this one is a must-see. Schedule your private showing today and experience everything this beautiful home has to offer!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Scott City Middle SchoolGrades 3-81.1 mi
4/10
Scott City High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Concrete
  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Wall,Gas,Other
  • Cooling features: Central,Other

Interior Area

  • Total interior livable area: 1,330 sqft

Property

Details

  • Parcel number: 1041803043005000

Features

  • Exterior features: Other
  • Fencing: Fence, Wood

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtVery High
  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$248$2,976
Property Taxes $176$2,112
Electricity $161$1,935
Total$1,267$15,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,440/yr
40% on housing$38,010/yr
45% on housing$33,786/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 67871$222
Scott County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 67871
Scott County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$135,000
2019-07-01Sold--
2019-06-12Pending sale$50,600
2019-05-23Price change$50,600
2019-04-24Price change$59,500
2019-03-19Price change$67,000
2019-01-30Listed for sale$74,500

For Sale by Owner

AgentProperty Owner

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