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308 Spruce St, Athol, KS, 66932

3beds
2baths
1,498sqft
$45,000
$30price/sqft
$614/moest. monthly cost
$24,560/yrincome needed

About This Home

Property was renovated in 1987 with the garage and master bedroom addition, Quality steel siding with brick veneer exterior, Composition three tab roof in fair condition, Covered patio in front, Large Kitchen with center island, Built in desk, Large master bedroom with tub/shower, Laundry Room, Large living room and dining room, All Appliances Included, Window Air Unit, Electric pellet stove condition unknown, Roof top heating and air package unit not in working condition, Oversized insulated two car attached garage, Hot Water Tank condition unknown, Rural Water service, Prairie Land Electric Service, Septic System condition unknown, Crawl Space access, Plumbing condition unknown. Property last occupied in 2016, Please inspect. All items left in or on property pass to the Buyer. Seller is not responsible for removing items left behind before sale but reserves the right to.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Thunder Ridge Middle SchoolGrades PK,4-810.4 mi
4/10
Thunder Ridge High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating

  • Heating features: Wall,Gas

Interior Area

  • Total interior livable area: 1,498 sqft

Property

Details

  • Parcel number: 1492901010003000

Features

  • Exterior features: Brick

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Cold Wave
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$162$1,944
Property Taxes $64$768
Electricity $161$1,935
Total$614$7,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,051/yr
40% on housing$18,420/yr
45% on housing$16,373/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 66932
Smith County$70

vs Homes Sold Last Month

Median $/sqft

ZIP 66932
Smith County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-31Listed for sale$45,000
2018-12-08Sold--
2018-12-03Price change$15,000
2018-10-03Listed for sale$18,000

For Sale by Owner

AgentProperty Owner

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