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117 N Monroe St, Kensington, KS, 66951

2beds
1baths
988sqft
$59,500
$60price/sqft
$793/moest. monthly cost
$31,720/yrincome needed

About This Home

This charming home in Kensington, KS offers 2 bedrooms plus an additional bonus room that could easily serve as a 3rd bedroom, office, nursery, or extra living space. With approximately 988 sq ft, this property provides a functional layout with flexibility to fit your needs. Situated on a spacious lot in a quiet neighborhood, the property also features a detached garage with room for a vehicle, along with an additional small outbuilding that could accommodate a small car, extra storage, or a workshop space. This home would make a great starter home, investment property, or place to downsize and enjoy small-town living.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Thunder Ridge Middle SchoolGrades PK,4-84.3 mi
4/10
Thunder Ridge High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 988

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 1592901015011000
  • Lease amount: 0

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Cold Wave
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $300$3,600
Home Insurance *$248$2,976
Property Taxes $84$1,008
Electricity $161$1,935
Total$793$9,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,188/yr
40% on housing$23,790/yr
45% on housing$21,146/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 66951$94
Smith County$69

vs Homes Sold Last Month

Median $/sqft

ZIP 66951
Smith County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Price change$59,500
2026-05-19Listed for sale$75,000

For Sale by Agent

AgentAleah Williams
BrokerageWildlife Properties Land Company, LLC

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