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224 W Ash St, Kensington, KS, 66951

5beds
3baths
0sqft
$190,000
--price/sqft
$1,639/moest. monthly cost
$65,560/yrincome needed

About This Home

How can this motivated seller entice you? Our Seller is ready and willing to negotiate to make this your future home. Drastic price reductions are not always the answer. Are you in need of assistance with a downpayment? Do you desire seller concessions for cosmetic updates? Let us know. We will do our best to get the ball rolling in the direction that best fits! Welcome to 224 W Ash Street in Kensington, KS, an updated 5-bedroom, 3-bath home offering the perfect mix of small-town charm and modern comfort. Located on a spacious corner lot in the heart of town, this property provides both space and functionality inside and out. Originally built in 1997 as a Wardcraft home with 1,232 sq ft on the main level and a full basement, this home has been extensively remodeled and expanded. It now features 1,760 sq ft of updated living space on the main level, designed with today's lifestyle in mind. The kitchen is a standout, offering modern appliances-including a gas range-ample counter space, an eat-at bar, and a large dining area, making it ideal for entertaining or everyday living. The open layout flows seamlessly into the comfortable living spaces, creating a warm and inviting atmosphere. The primary suite offers a private retreat with a walk-in closet and a spacious en-suite bath featuring a jetted tub and separate walk-in shower. The full basement adds excellent additional living and storage space and includes: Two bedrooms, both with egress windows, a large full bathroom, a dedicated home office, a spacious family room with wet bar Mechanical room with built-in shelving. Additional features include: Attached 2-car garage with loft storage, built-in shelving, and workbench. Two detached garages, providing plenty of room for vehicles, tools, and hobbies, fenced backyard, ideal for pets or play, large deck, perfect for outdoor entertaining. This home offers space, updates, and versatility in a great location. Schedule your private showing today to see all this property has to offer. Virtually staged photos have been added to help potential buyers visualize the home furnished. These images are for illustrative purposes only, and an original, unstaged photo is included before each virtually staged image to ensure accuracy and transparency.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Thunder Ridge Middle SchoolGrades PK,4-84.3 mi
4/10
Thunder Ridge High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 1

Basement

  • Has basement: Yes
  • Basement: Partial,Finished,Bedrooms(2),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,761

Property

Details

  • Parcel number: 1592901018008000
  • Lease amount: 0

Features

  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 0.40 Acres
  • Features: Corner,Trees

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Cold Wave
Wildfire

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$248$2,976
Property Taxes $270$3,240
Electricity $161$1,935
Total$1,639$19,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,194/yr
40% on housing$49,170/yr
45% on housing$43,706/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 66951$29
Smith County$61

vs Homes Sold Last Month

Median $/sqft

ZIP 66951
Smith County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Price change$209,900
2025-11-14Price change$219,900
2025-08-11Listed for sale$250,000
2021-10-08Listing removed--
2021-10-07Pending sale$149,500
2021-08-12Listed for sale$149,500

For Sale by Agent

AgentRhonda Keesee
BrokerageMid America Real Estate

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