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1935 Highway 104, Liberty, IL, 62347

1beds
1baths
1,250sqft
$99,000
$79price/sqft
$821/moest. monthly cost
$32,840/yrincome needed

About This Home

Welcome to this charming 1-bedroom, 1-bath home situated on 1.49 acres on the edge of Liberty, IL. Featuring beautiful woodwork throughout, this home offers warmth, character, and spacious rooms that provide plenty of comfortable living space. Outside, you'll find a large 2-car garage along with an oversized workshop that offers endless possibilities. With some renovation, the workshop could be converted into additional bedrooms, guest quarters, or extra living space to suit your needs. The property also includes a storage shed and a pond out front, adding to its country appeal. Whether you're looking for a peaceful rural setting, room to expand, or a property with unique potential, this home offers a wonderful opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-63.0 mi
8/10
Liberty High SchoolGrades 7-123.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 600

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Walk-Out Access,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 1,250

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,250 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 140006200400
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1.49 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$66$792
Property Taxes $125$1,500
Electricity $130$1,569
Total$821$9,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,148/yr
40% on housing$24,630/yr
45% on housing$21,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 62347$185
Adams County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 62347$138
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$99,000
2026-07-23Price change$99,000
2026-06-26Listed for sale$115,000
2025-06-27Listing removed$129,000
2025-06-06Price change$129,000
2025-05-08Listed for sale$135,000
2024-03-12Sold$84,500
2020-12-20Listing removed$75,000
2020-12-07Price change$75,000
2020-06-22Listed for sale$99,900

For Sale by Agent

AgentHope Audet-williams
BrokerageAdams County Realty

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