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4729 Hidden Cove Rd, Quincy, IL, 62305

4beds
3baths
2,772sqft
$499,000
$180price/sqft
$3,695/moest. monthly cost
$147,800/yrincome needed

About This Home

Stunning home in an unbeatable location! Situated on 5 acres just outside of town, this property offers a beautiful pond, partially wooded acreage, and private trails. Originally built by W.C. Holzgrafe, with a primary suite addition by Tom Stupavsky Construction, pride of ownership by the original owner is evident throughout this impeccably maintained home. The main floor primary suite addition features a spacious layout and a 4-season room overlooking the pond. Roof and addition completed in 2022, along with composite decking for low-maintenance outdoor living. Two HVAC systems, with the main system replaced in 2026. Enjoy peaceful views, privacy, and space—this one is a rare find!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Monroe Elementary SchoolGrades K-52.0 mi
3/10
Quincy Jr High SchoolGrades 6-84.8 mi
2/10
Quincy Sr High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 21ft 0in x 13ft 0in

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Water Softener Owned,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Daylight,Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 22ft 0in x 11ft 5in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 0in x 14ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 14ft 5in x 12ft 5in

Bedroom4

  • Level: Upper
  • Dimensions: 14ft 5in x 12ft 5in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Replacement Windows,Window Treatments,Blinds
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Zoned,Central Air

Interior Area

  • Total structure area: 2,772
  • Total interior livable area: 2,772 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 0in x 12ft 0in

Laundry

  • Level: Main
  • Dimensions: 6ft 5in x 8ft 0in

Living Room

  • Level: Main
  • Dimensions: 20ft 0in x 18ft 0in

Main Level

  • Area: 2090

Other

  • Level: Main
  • Dimensions: 13ft 0in x 12ft 5in

Upper Level

  • Area: 682

Property

Details

  • Parcel number: 200118700100

Features

  • Patio & porch: Deck
  • Waterfront features: Pond/Lake

Lot

  • Lot size: 5 Acres
  • Features: Wooded
  • Lot size dimensions: 866 x 261 x 817 x 271

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$327$3,924
Property Taxes $632$7,584
Electricity $213$2,558
Total$3,695$44,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,685/yr
40% on housing$110,850/yr
45% on housing$98,533/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 62305$128
Adams County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 62305$143
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$577,500
2026-05-04Listed for sale$590,000

For Sale by Agent

AgentAlisa Sanders
BrokerageHappel, Inc., REALTORS

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