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1470 Vermont St, Quincy, IL, 62301

4beds
4baths
3,710sqft
$340,000
$92price/sqft
$2,793/moest. monthly cost
$111,720/yrincome needed

About This Home

An opportunity like this doesn't come around very often! This 4 bedroom, 3.5 bathroom Italianate style home was completed in 1872 and is a historic home that is registered with the city of Quincy. It is also included in the Historic Quincy Architecture book. All the typical features are there, the facade with the overhanging eaves and scrolled brackets, arched doorway and tall windows. There are many updates throughout the house including the kitchen with island that would please any household chef. The fenced-in side yard includes a winding decorative concrete patio that would be perfect for entertaining guests and even includes a hot tub. The finished basement was once used as an apartment and could be again since it has its own kitchen area and space that could be a bedroom if needed. There is a 2 car garage but also plenty of extra space to park more vehicles if necessary. With so many features, this beautiful house needs to be seen to be appreciated. Set up your showing today!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
Quincy Jr High SchoolGrades 6-80.3 mi
2/10
Quincy Sr High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1872

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedroom1

  • Level: Upper
  • Dimensions: 12ft 0in x 11ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 14ft 0in x 15ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 15ft 0in x 14ft 0in

Bedroom4

  • Level: Upper
  • Dimensions: 9ft 0in x 11ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 15ft 0in x 17ft 0in

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,940
  • Total interior livable area: 3,710 sqft

Kitchen

  • Level: Main
  • Dimensions: 22ft 0in x 12ft 5in

Living Room

  • Level: Main
  • Dimensions: 18ft 0in x 14ft 0in

Main Level

  • Area: 1780

Other

  • Level: Main
  • Dimensions: 15ft 5in x 17ft 5in

Other

  • Area: 770

Upper Level

  • Area: 1160

Property

Details

  • Parcel number: 231134000000
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 92 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$359$4,308
Property Taxes $430$5,160
Electricity $285$3,424
Total$2,793$33,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,760/yr
40% on housing$83,790/yr
45% on housing$74,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 62301$86
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62301$94
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$399,900
2016-04-08Sold$62,000
2011-10-04Listing removed$99,000
2011-07-01Price change$99,000
2011-01-16Price change$109,000
2010-08-05Listed for sale$119,000

For Sale by Agent

AgentJoe Middendorf
BrokerageMays LLC REALTORS

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