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1632 York St, Quincy, IL, 62301

5beds
4baths
3,799sqft
$490,000
$129price/sqft
$3,907/moest. monthly cost
$156,280/yrincome needed

About This Home

Located in the heart of the central historic district you will love the location which close to everything and on a quiet low traffic street! This beautiful 3 story Prairie style home designed with detail and character by Ernest Wood has been loved and very well maintained through the years with the current owners owning it for 4 decades. This handsome 5 bedroom, 3.5 bath home's layout is very versatile and can meet the needs of all. You are going to love and enjoy the two large front and back porches overlooking the beautiful and lighted landscaping on 1 1/2 lots with dawn to dusk timers. So much has been remodeled throughout the years by high quality contractors with well over $400K spent. The gorgeous and well appointed kitchen overlooks the cozy and large family room addition. Don't miss the large, hidden kitchen pantry! Lots of light with the abundance of windows which have all new custom Mon-Ray storm windows in 2014. You will love the bright and open feel with the very large rooms throughout. Scenic long driveway back to the two car garage with an additional carport. The carriage house/garage has a functional bathroom and attic storage. The basement is partially finished and also features a great area for wood working or etc. 2 wood burning fireplaces and one gas which is currently turned off. Zoned heating and air on each level makes the home feel so comfortable. Gas and electric equalizer is $364/month. Roof was new in 2019. Main AC new in 2026. Don't miss out!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Quincy Jr High SchoolGrades 6-80.4 mi
2/10
Quincy Sr High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame,Brick,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 17ft 0in x 11ft 0in

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedroom1

  • Level: Upper
  • Dimensions: 32ft 0in x 13ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 14ft 0in x 11ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 12ft 0in x 11ft 0in

Bedroom4

  • Dimensions: 19ft 0in x 14ft 0in

Bedroom5

  • Dimensions: 18ft 0in x 9ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 19ft 0in x 18ft 0in

Features

  • Ceiling Fan(s),High Speed Internet,Solid Surface Counter
  • Window features: Window Treatments,Blinds
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas Starter,Living Room,Master Bedroom,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Zoned,Central Air

Interior Area

  • Total structure area: 3,349
  • Total interior livable area: 3,799 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 0in x 13ft 0in

Living Room

  • Level: Main
  • Dimensions: 13ft 0in x 19ft 0in

Main Level

  • Area: 1591

Other

  • Level: Main
  • Dimensions: 15ft 0in x 14ft 0in

Other

  • Area: 450

Recreation Room

  • Level: Basement
  • Dimensions: 16ft 0in x 22ft 0in

Third Floor

  • Area: 648

Upper Level

  • Area: 1110

Property

Details

  • Parcel number: 231161100000
  • Zoning description: Residental

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.37 Acres
  • Features: Level
  • Lot size dimensions: 87.75 x 185.5

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$518$6,216
Property Taxes $620$7,440
Electricity $292$3,506
Total$3,907$46,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,954/yr
40% on housing$117,210/yr
45% on housing$104,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 62301$85
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62301$94
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$490,000
2026-06-09Listed for sale$510,000

For Sale by Agent

AgentJoan Mays
BrokerageMays LLC REALTORS

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