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2546 Vermont St, Quincy, IL, 62301

3beds
2baths
1,912sqft
$215,000
$112price/sqft
$1,733/moest. monthly cost
$69,320/yrincome needed

About This Home

Welcome to this well maintained 3-bedroom, 2-bath home offering the perfect blend of comfort, character, and flexibility. With three additional bonus rooms, there’s plenty of space for a home office, playroom, hobby room, guest space, or home gym—the possibilities are endless! Step inside to discover a warm and inviting layout filled with natural light and comfortable living spaces designed for everyday living and entertaining. The spacious kitchen offers ample cabinet and counter space, making meal preparation and gatherings a breeze. One of the home’s standout features is the large main-floor laundry and mudroom, conveniently located just inside the back entrance. This spacious area provides the perfect drop zone for coats, shoes, backpacks, and groceries while offering plenty of room for laundry, extra storage, and everyday organization. The primary bedroom provides a relaxing retreat, while the additional bedrooms are generously sized. Two full bathrooms offer convenience for guests. Outside, you’ll appreciate the spacious two-car detached garage with convenient alley access, offering plenty of room for vehicles, storage, tools, or a workshop area. The easy rear access provides added convenience for parking and everyday use. The yard is perfect for relaxing, gardening, or hosting backyard barbecues, making it an ideal space to enjoy with family and friends. Conveniently located near shopping and dining destinations.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

3/10
Quincy Jr High SchoolGrades 6-81.1 mi
2/10
Quincy Sr High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 14ft 7in x 10ft 8in

Bedroom2

  • Level: Upper
  • Dimensions: 14ft 3in x 13ft 9in

Bedroom3

  • Level: Upper
  • Dimensions: 14ft 3in x 12ft 6in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 14ft 2in x 10ft 6in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,912
  • Total interior livable area: 1,912 sqft

Kitchen

  • Level: Main
  • Dimensions: 10ft 0in x 10ft 2in

Laundry

  • Level: Main
  • Dimensions: 12ft 6in x 9ft 0in

Living Room

  • Level: Main
  • Dimensions: 14ft 3in x 13ft 0in

Main Level

  • Area: 650

Other

  • Level: Main
  • Dimensions: 10ft 9in x 13ft 5in

Other

  • Level: Upper
  • Dimensions: 10ft 1in x 9ft 0in

Other

  • Area: 0

Recreation Room

  • Level: Upper
  • Dimensions: 12ft 6in x 8ft 0in

Upper Level

  • Area: 1262

Property

Details

  • Parcel number: 231223800000

Features

  • Levels: Two

Lot

  • Lot size: 0.27 Acres
  • Features: Level
  • Lot size dimensions: 65 x 184

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$227$2,724
Property Taxes $272$3,264
Electricity $147$1,764
Total$1,733$20,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,417/yr
40% on housing$51,990/yr
45% on housing$46,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 62301$85
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62301$94
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$215,000
2017-04-05Sold$131,500
2017-01-12Listed for sale$134,900
2015-03-04Listing removed$124,900
2015-02-03Listed for sale$124,900
2014-05-07Listing removed$109,900
2014-04-12Price change$109,900
2013-09-09Price change$99,900
2013-06-27Price change$109,900
2013-04-15Listed for sale$114,900
2012-12-19Listing removed$114,900
2012-11-10Price change$114,900
2012-08-11Price change$119,900
2012-07-06Price change$124,900
2012-06-21Listed for sale$129,900
2007-01-26Sold$107,000

For Sale by Agent

AgentDrake Holloway
BrokerageDavis & Associates, REALTORS

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