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609 S 13th St, Quincy, IL, 62301

4beds
2baths
1,780sqft
$165,000
$93price/sqft
$1,353/moest. monthly cost
$54,120/yrincome needed

About This Home

Welcome home to this charming 2-story brick home offering 4 bedrooms, 2 full bathrooms, and timeless character throughout. From the moment you step inside, you'll appreciate the beautiful original woodwork that adds warmth and craftsmanship to every room. The spacious main level features a convenient laundry area and a private primary suite with a full bathroom, providing comfortable one-level living. Upstairs, you'll find three additional bedrooms and a second full bathroom, offering plenty of space for family, guests, or a home office. Outside, enjoy the large, fully fenced backyard with a privacy fence—perfect for pets, children, or entertaining. The covered back patio is an ideal spot for grilling, relaxing, or enjoying your morning coffee. A large detached two-car garage with alley access includes a dedicated workshop area, making it perfect for hobbies, storage, or projects. You'll also appreciate the expansive unfinished attic, offering abundant storage space or future potential. Additional updates include a new roof installed in 2021, providing added peace of mind for years to come.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Adams Elementary SchoolGrades K-52.5 mi
3/10
Quincy Jr High SchoolGrades 6-80.5 mi
2/10
Quincy Sr High SchoolGrades 9-121.8 mi

Construction

Materials

  • Foundation: Stone
  • Roof: Metal,Shingle
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main
  • Dimensions: 14ft 0in x 14ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 15ft 0in x 14ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 9ft 0in x 14ft 0in

Bedroom4

  • Level: Upper
  • Dimensions: 12ft 0in x 13ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Kitchen

  • Level: Main
  • Dimensions: 17ft 0in x 11ft 0in

Laundry

  • Level: Main
  • Dimensions: 8ft 0in x 7ft 0in

Living Room

  • Level: Main
  • Dimensions: 16ft 0in x 15ft 0in

Main Level

  • Area: 1080

Other

  • Level: Main
  • Dimensions: 15ft 0in x 14ft 0in

Upper Level

  • Area: 700

Property

Details

  • Parcel number: 232148300000

Features

  • Levels: Two

Lot

  • Lot size: 0.29 Acres
  • Features: Other
  • Lot size dimensions: 80 x 160

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$174$2,088
Property Taxes $209$2,508
Electricity $136$1,642
Total$1,353$16,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,388/yr
40% on housing$40,590/yr
45% on housing$36,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 62301$86
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62301$94
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$165,000
2026-07-22Price change$174,900
2026-07-08Listed for sale$180,000
2021-12-28Sold$111,000
2021-09-16Listing removed--
2021-09-03Listed for sale$107,900

For Sale by Agent

AgentKevin Carder
BrokerageHappel, Inc., REALTORS

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