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2304 State St, Quincy, IL, 62301

2beds
1baths
901sqft
$130,000
$144price/sqft
$1,088/moest. monthly cost
$43,520/yrincome needed

About This Home

Welcome to this charming 2-bedroom bungalow, beautifully updated and move-in ready. Step inside to find fresh paint throughout and an updated kitchen featuring abundant cabinet space—perfect for anyone who loves to cook or entertain. A formal dining room adds a touch of classic comfort and flexibility for gatherings. Major improvements have already been taken care of, including vinyl replacement windows, a high-efficiency furnace, and a newer water heater, giving you peace of mind for years to come. Original hardwood floors throughout most of the home. The home sits on a full basement, offering excellent storage now and exciting potential for future expansion. Relax on the durable concrete front porch, designed to stand the test of time with virtually no maintenance. The location is hard to beat—close to local stores, parks, and everyday conveniences, making this a perfect blend of comfort and practicality. A wonderful opportunity to own a thoughtfully updated home in a great neighborhood

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
Quincy Jr High SchoolGrades 6-80.9 mi
2/10
Quincy Sr High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 12ft 0in x 12ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 12ft 0in x 11ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 901
  • Total interior livable area: 901 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 10ft 0in

Living Room

  • Level: Main
  • Dimensions: 13ft 0in x 12ft 0in

Main Level

  • Area: 901

Other

  • Level: Main
  • Dimensions: 13ft 0in x 11ft 0in

Property

Details

  • Parcel number: 232212000000

Lot

  • Lot size: 4,558 sqft
  • Features: Level
  • Lot size dimensions: 43 x 106

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$137$1,644
Property Taxes $164$1,968
Electricity $130$1,569
Total$1,088$13,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,302/yr
40% on housing$32,640/yr
45% on housing$29,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 62301$86
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62301$94
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$130,000
2025-08-19Listing removed$135,000
2025-07-24Listed for sale$135,000
2025-07-01Listing removed$122,000
2025-03-07Listed for sale$122,000
2009-07-15Sold$36,000

For Sale by Agent

AgentSherry Hills
BrokerageHappel, Inc., REALTORS

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