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40 S Canal St, Yardley, PA, 19067

2beds
2baths
1,092sqft
$599,900
$549price/sqft
$4,050/moest. monthly cost
$162,000/yrincome needed

About This Home

Rare opportunity to own a charming canal-front farmhouse in the heart of historic Yardley Borough. Believed to date back to the early-to-mid 1800s, this character-filled home offers timeless charm with wide-plank hardwood floors, exposed wood beams, a wood-burning stove, handcrafted cabinetry, and an abundance of natural light. An enclosed sunroom overlooks the scenic Delaware Canal, while the private yard provides direct access to the towpath for walking, biking, and enjoying the outdoors. Upstairs features cozy bedrooms and a full bath with a classic clawfoot tub. Located just steps from Yardley’s shops, restaurants, riverfront, and train station, with easy access to I-95 and Route 1 for commuting to Philadelphia or NYC. Set within the Borough’s Historic District, this is a unique opportunity to restore, preserve, or personalize a true piece of local history. Property is being sold strictly as-is. Buyer is responsible for all due diligence regarding the property’s condition, history, and permitted uses. Exterior improvements may be subject to Historic Architectural Review Board (HARB) approval.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
Quarry Hill El SchoolGrades K-51.9 mi
6/10
Pennwood Middle SchoolGrades 6-82.2 mi
7/10
Pennsbury High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Central,Oil
  • Cooling features: Wall Unit(s),Central Air,Electric

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 54003188002
  • Zoning: C1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal
  • Waterbody name: Delaware Canal
  • Frontage length: Water Frontage Ft: 50

Lot

  • Features: Flag Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$194$2,328
Property Taxes $599$7,188
Electricity $224$2,692
Total$4,050$48,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,857/yr
40% on housing$121,500/yr
45% on housing$108,000/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 19067$215
Bucks County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 19067$285
Bucks County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$569,000
2026-08-01Listed for sale$599,900
2026-07-28Listing removed$599,000
2026-07-23Listed for sale$599,000
2026-05-07Sold$480,000
2026-05-02Pending sale$449,900
2026-04-09Contingent$449,900
2026-04-01Listed for sale$449,900

For Sale by Agent

AgentJoseph Bograd
BrokerageElite Realty Group Unl. Inc.

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