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1218 N 8th St, Quincy, IL, 62301

4beds
2baths
2,341sqft
$79,500
$34price/sqft
$765/moest. monthly cost
$30,600/yrincome needed

About This Home

Great up and down duplex with good income $1250/month. Rents could be higher to reflect market. Main floor tenant has been there several years and upstairs is currently vacant. Tenants pay all utilities and each unit has their own meters including water. Many updates the last few years by current owner including: Main floor furnace, new flooring upstairs, new water lines up to the second floor, both units electrical panels, and newer water heaters in both units.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Dewey Elementary SchoolGrades K-51.6 mi
3/10
Quincy Jr High SchoolGrades 6-81.1 mi
2/10
Quincy Sr High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1886

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Water Heater
  • Laundry features: Units Hook-Ups

Basement

  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • High Speed Internet

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,341
  • Total interior livable area: 2,341 sqft

Property

Details

  • Parcel number: 234165200000

Lot

  • Lot size: 9,583 sqft
  • Features: Level
  • Lot size dimensions: 50 x 188.50

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $401$4,812
Home Insurance *$84$1,008
Property Taxes $100$1,200
Electricity $180$2,160
Total$765$9,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,228/yr
40% on housing$22,950/yr
45% on housing$20,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$34This listing

vs Other Active Listings

Avg $/sqft

ZIP 62301$87
Adams County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 62301$94
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$79,500
2026-06-12Price change$82,500
2026-04-29Price change$86,500
2026-04-07Listed for sale$89,500
2022-06-21Sold$65,000
2022-05-31Contingent$74,500
2022-05-16Price change$74,500
2022-05-08Listed for sale$79,900

For Sale by Agent

AgentJoe Mays
BrokerageMays LLC REALTORS

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