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113 W 4th St, Golden, IL, 62339

3beds
2baths
2,000sqft
$172,900
$86price/sqft
$1,465/moest. monthly cost
$58,600/yrincome needed

About This Home

Remarkable home taken down to the studs! Complete remodel with beautiful updates from the kitchen cabinets/countertops to the modern vinyl plank flooring. Large second bath added on the main floor and main floor laundry make for easy living! Upstairs features 2 bedrooms, den and 2nd bath with new carpet. Nice corner lot with wrap around decking makes this perfect for entertaining.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
4/10
1/10
Central High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished,Full

Bedroom2

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 195
  • Dimensions: 13x15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 72
  • Dimensions: 08x09

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 170
  • Dimensions: 10x17

Master Bedroom

  • Features: Bathroom (Yes)

Property

Details

  • Parcel number: 020061000200
  • Zoning: OTHER
  • Other equipment: Ceiling Fan(s),Internet-Fiber

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 93x119

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Heat Wave
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $874$10,488
Home Insurance *$219$2,628
Property Taxes $219$2,628
Electricity $153$1,845
Total$1,465$17,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,228/yr
40% on housing$43,950/yr
45% on housing$39,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 62339$86
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62339$83
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$174,900
2026-01-02Listing removed--
2025-10-04Listed for sale$174,000
2023-08-10Sold$22,500
2023-07-28Contingent$35,900
2023-02-27Listed for sale$35,900
2018-07-05Sold$1,000
2010-12-08Sold$2,000

For Sale by Agent

AgentCarol Shaffer
BrokerageBower & Associates, Inc., REALTORS

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