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124 W Lafayette St, West Chester, PA, 19380

4beds
1baths
1,550sqft
$599,900
$387price/sqft
$3,990/moest. monthly cost
$159,600/yrincome needed

About This Home

Welcome home to 124 W Lafayette St, a beautifully updated home located in the heart of West Chester Open Houses Cancelled for Sunday!!!! Thank you to everyone who showed privately or attended our Open House this afternoon. The seller received an amazing offer and has accepted. Borough! From the moment you arrive, you will appreciate the curb appeal featuring mature landscaping, a charming front porch, and a private side driveway for convenient off-street parking. Step inside to find gleaming hardwood floors refinished in 2022 that flow seamlessly through the bright living and dining areas. The kitchen features stylish countertops and cabinetry installed in 2022, paired with beautiful tile flooring and direct views into the serene outdoor space. Upgraded full bathroom renovations completed in 2024 offer a fresh, modern retreat on the second level, alongside bright, comfortable bedrooms with historic charm. Up top, the completely finished attic with a replaced window (2025) provides versatile living space perfect for a home office, secondary lounge, or guest suite, complete with recessed lighting, fresh carpeting, and attic insulation added in 2023. Outdoor living is a true highlight here. The backyard and patio were updated in 2022 to create an ideal outdoor oasis, fully enclosed with a white vinyl privacy fence and featuring a flagstone patio, lush lawn, and fire pit area. Tree removal completed in 2022 and 2025 leaves a perfectly sunlit yard for entertaining or relaxation. Peace of mind comes naturally with a robust list of system improvements. A new roof was installed in 2017, followed by a new water heater and modern washer/dryer set in 2022. Infrastructure enhancements include a new sewer line running from the basement to the West Chester main line alongside a new sump pump in 2023. Comfort and protection are rounded out with air conditioning and window capping installed in 2024. Don’t miss your chance to own a move-in ready home packed with high-end updates in an unbeatable West Chester location! Schedule your private showings now!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
East Bradford El SchoolGrades K-51.7 mi
6/10
E N Peirce Middle SchoolGrades 6-82.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1954

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 400

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,950
  • Total interior livable area: 1,550 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0104 0212
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Patio Furniture

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Vinyl,Full

Lot

  • Lot size: 3,056 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Paved,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$124$1,488
Property Taxes $609$7,308
Electricity $224$2,692
Total$3,990$47,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,800/yr
40% on housing$119,700/yr
45% on housing$106,400/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 19380$291
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19380$269
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$599,900
2026-08-08Listed for sale$599,900
2022-07-12Sold$350,000

For Sale by Agent

AgentPatrick Williams
BrokerageKW Greater West Chester

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