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12138 Paisley Dr, Loves Park, IL, 61111

3beds
3baths
1,956sqft
$395,000
$202price/sqft
$3,043/moest. monthly cost
$121,720/yrincome needed

About This Home

Welcome to 12138 Paisley Drive! Nestled in the appealing Inverness subdivision, this beautifully updated two-story home is ready for you to make it your own. The main floor features an inviting living room with a cozy gas fireplace, perfect for chilly nights, with a seamless floor plan that effortlessly transitions from room to room. The dining room, accessible from the living room, leads into the beautiful eat-in kitchen, which is bright and modern. This includes stainless steel appliances, elegant granite counter-tops, durable tile flooring, custom built-ins for added storage, recessed lighting for a warm ambiance and a jazzy light fixture in the eat-in kitchen. The main floor also includes a convenient laundry area and a stylishly updated half bathroom. Off the kitchen, you'll find a unique one of a kind screened porch--a delightful three-season space offering ample room to relax, entertain, and enjoy the backyard views during warmer months. The upper floor layout includes the first bedroom, and further up the stairs, a second bedroom, a full bathroom, and the primary suite. The primary bedroom features vaulted ceilings, a spacious walk-in closet, and a stunning updated bathroom with sleek tile flooring, double sinks with quartz counter-tops, a separate tub, and a walk-in shower with glass doors. The other updated full bathroom has bright tile, a tub/shower combo with glass doors is also located on this floor. Additional features include a 3-car garage offering plenty of space for vehicles and storage, and beautiful landscaping with stunning perennial flowers and plants that enhance the curb appeal. Recent updates include: Newer carpet throughout, upstairs bathroom, sealed basement foundation, 2 stall garage door (2023). Water heater, iron filter (2022). Attic and garage insulation, documented being a 'silver high-performing home'. (2021). Composite deck steps in back off of the screened in 3 season room, living room fireplace, mantle and surround (2020). Water softener, primary bathroom (2019). Windows (2018). Kitchen and roof (2017). Furnace and a/c ( 2015). Curtains and security system do not stay, and will be removed prior to closing.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Upper
  • Area: 110

Bedroom3

  • Level: Upper
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110

Features

  • Ceiling-Vaults/Cathedral,Granite Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,956

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,956
  • Total interior livable area: 1,956 sqft

Kitchen

  • Level: Main
  • Area: 72

Living Room

  • Level: Main
  • Area: 208

Master Bedroom

  • Level: Upper
  • Area: 168

Property

Details

  • Parcel number: 0331376012

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch 3 Season

Lot

  • Lot size: 0.26 Acres
  • Features: Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$241$2,892
Property Taxes $655$7,860
Electricity $150$1,805
Total$3,043$36,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,331/yr
40% on housing$91,290/yr
45% on housing$81,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 61111$110
Boone County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61111$146
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$395,000
2000-12-12Sold$167,900

For Sale by Agent

AgentLaura Morgan
BrokerageKeller Williams Realty Signature

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