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521 E Barnard St, West Chester, PA, 19382

3beds
1baths
1,148sqft
$314,900
$274price/sqft
$2,225/moest. monthly cost
$89,000/yrincome needed

About This Home

Well-maintained twin home conveniently located near downtown West Chester, providing easy access to shopping, dining, entertainment, and local amenities. The property features a private fenced backyard with a covered patio, storage shed, and off-street parking for two vehicles. A covered front porch offers additional outdoor living space. The interior includes a spacious living and dining area, a large eat-in kitchen, three bedrooms, and a versatile bonus room suitable for a variety of uses, such as a home office, study, or hobby space. The updated bathroom features a tile floor, vanity, medicine cabinet, and tub surround. Additional storage is available throughout the home, along with a full unfinished basement. Notable improvements include gas heat and a gas hot water heater installed in 2009, along with newer vinyl replacement windows and added insulation for improved energy efficiency and comfort. This property offers a blend of character and functional updates in a convenient West Chester location. Room dimensions are approximate and should be independently verified by the buyer.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
East Goshen El SchoolGrades K-53.4 mi
6/10
J R Fugett Middle SchoolGrades 6-81.9 mi
8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1900

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Pitched
  • Construction materials: Vinyl Siding,Stucco,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper
  • Area: 84
  • Dimensions: 12 X 7

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen
  • Window features: Replacement
  • Flooring: Carpet,Tile/Brick
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Forced Air,Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Kitchen

  • Features: Kitchen - Electric Cooking
  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Living Room

  • Level: Main
  • Area: 308
  • Dimensions: 22 X 14

Other

  • Level: Upper
  • Area: 70
  • Dimensions: 10 X 7

Primary Bedroom

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0106 0035
  • Attached to another structure: Yes
  • Zoning: NC2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Sidewalks,Lighting
  • Fencing: Other

Lot

  • Lot size: 2,040 sqft
  • Features: Rear Yard
  • Lot size dimensions: 112 x 17

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$89$1,068
Property Taxes $320$3,840
Electricity $224$2,692
Total$2,225$26,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,285/yr
40% on housing$66,750/yr
45% on housing$59,333/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 19382$282
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19382$267
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Price change$314,900
2012-09-14Price change$179,900
2012-07-10Listed for sale$189,900
2004-07-07Sold$123,000
2002-05-03Sold$99,000
2002-03-08Sold$57,000
2001-04-17Sold$65,000
1997-08-07Sold$76,000

For Sale by Agent

AgentRenzo Naimo
BrokerageRE/MAX Ace Realty

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