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4478 Tufted Deer Ct, Belvidere, IL, 61008

4beds
3baths
2,613sqft
$400,000
$153price/sqft
$3,153/moest. monthly cost
$126,120/yrincome needed

About This Home

Nestled on a quiet cul-de-sac, this inviting two-story home offers a perfect blend of comfort, space, and functionality. The main level features a private den, a formal dining room for entertaining, and a spacious kitchen that opens to a warm and welcoming family room highlighted by a stunning double-sided fireplace. The flow continues as you walk out the patio door onto a very private deck. Convenient first-floor laundry adds to the home's practical layout. Upstairs, the primary suite features a cathedral ceiling, two walk in closets and a luxurious en-suite bath complete with a whirlpool tub, separate shower and dual vanity. Three additional generously sized bedrooms and a versatile loft provide plenty of space for family, guests, or a home office. The unfinished basement offers endless possibilities to use for additional storage or. to finish as you wish. The basement has roughed in plumbing for an additional bath. Three car garage.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick,Stone

Other

  • Builder model: Cameron

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 300
  • Dimensions: 20X15

Features

  • Cathedral Ceiling(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas Log,Gas Starter,Family Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 2,613 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet),Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 456
  • Dimensions: 24X19

Laundry

  • Features: Flooring (Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 56
  • Dimensions: 8X7

Loft

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 55
  • Dimensions: 11X5

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes),Bathroom (Full)
  • Level: Second
  • Area: 255
  • Dimensions: 17X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0521102033
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Features: Cul-De-Sac
  • Lot size dimensions: 50X146X50X128X180

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$268$3,216
Property Taxes $663$7,956
Electricity $200$2,411
Total$3,153$37,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,102/yr
40% on housing$94,590/yr
45% on housing$84,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 61008$115
Boone County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61008$143
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$425,000
2026-04-13Listed for sale$429,900
2008-08-08Sold$280,500

For Sale by Agent

AgentSusan Houlihan
BrokeragePlatinum Partners Realtors

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