See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

306 Beacon Dr, Belvidere, IL, 61008

5beds
3baths
3,624sqft
$286,900
$79price/sqft
$2,395/moest. monthly cost
$95,800/yrincome needed

About This Home

Sprawling ranch with a large living room, a formal dining area and a huge kitchen with laundry hidden in a closet. French doors off to huge bedroom or family room if preferred, an additional space could be used as an office, and a full bathroom with a walk-in shower. The other end of the home has 2 more bedrooms with hardwood floors and a full bathroom with a tub and a separate shower. The basement is finished with a large rec. room, a kitchenette area, 2 bedrooms with egress windows and a full bathroom. Brand new roof.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-51.3 mi
5/10
3/10
Belvidere High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Cooktop,Water Softener,Gas Water Heater
  • Laundry features: Main Level,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Finished

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Main
  • Area: 99

Bedroom4

  • Level: Lower
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 169

Family Room

  • Level: Main
  • Area: 143

Features

  • L.L. Finished Space,Second Kitchen
  • Finished area below ground: 1,700
  • Finished area above ground: 1,924

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,624
  • Total interior livable area: 3,624 sqft

Kitchen

  • Level: Main
  • Area: 240

Living Room

  • Level: Main
  • Area: 315

Master Bedroom

  • Level: Main
  • Area: 266

Property

Details

  • Parcel number: 0525480001

Lot

  • Lot size: 0.45 Acres
  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,450$17,400
Home Insurance *$192$2,304
Property Taxes $475$5,700
Electricity $278$3,344
Total$2,395$28,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,114/yr
40% on housing$71,850/yr
45% on housing$63,866/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 61008$116
Boone County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 61008$143
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$286,900
2026-07-12Pending sale$284,900
2026-07-07Price change$284,900
2026-06-03Listed for sale$288,000
2021-02-27Listing removed--
2020-10-10Listing removed$1,575
2020-10-03Listed for rent$1,575
2014-02-21Sold$110,000
2013-10-12Listed for sale$129,000

For Sale by Agent

AgentAngie Wait
BrokerageKeller Williams Realty Signature

Similar Homes