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910 N State St, Belvidere, IL, 61008

5beds
2baths
2,490sqft
$244,500
$98price/sqft
$1,996/moest. monthly cost
$79,840/yrincome needed

About This Home

This stately Victorian home has been meticulously remodeled, combining historic charm with modern amenities. The inviting foyer, featuring a fireplace, leads to formal living and dining rooms. The redesigned kitchen includes a bay window and is equipped with a new Bosch dishwasher, complemented by a first-floor laundry and a powder room for convenience. Key updates include fresh Sherwin Williams paint, new carpet, new windows and refinished hardwood floors in the foyer and dining room. Upstairs, there are four bedrooms, two with walk-in closets, and a luxurious bathroom that boasts a jetted tub. The finished walk-up attic provides a private fifth bedroom along with ample storage. The finished basement offers flexible living space with ceramic tile flooring, an additional toilet, and a laundry sink. Outside, the low-maintenance yard is surrounded by a privacy fence, and the two-story finished garage adds valuable storage and workspace. This home is an excellent choice for those seeking a blend of historic character and contemporary living.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Perry Elementary SchoolGrades PK-50.4 mi
6/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Wood,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove/Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Upper
  • Area: 165

Bedroom3

  • Level: Upper
  • Area: 110

Bedroom4

  • Level: Upper
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192

Features

  • L.L. Finished Space,Book Cases Built In,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,890

Heating & Cooling

  • Heating features: Radiant,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,490
  • Total interior livable area: 2,490 sqft

Kitchen

  • Level: Main
  • Area: 176

Living Room

  • Level: Main
  • Area: 225

Master Bedroom

  • Level: Upper
  • Area: 180

Property

Details

  • Parcel number: 0526209007

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: City/Town

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,236$14,832
Home Insurance *$164$1,968
Property Taxes $405$4,860
Electricity $191$2,298
Total$1,996$23,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,434/yr
40% on housing$59,880/yr
45% on housing$53,226/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 61008$116
Boone County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61008$143
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$239,500
2026-07-12Price change$244,500
2026-06-22Listed for sale$249,900
2026-06-18Contingent$249,900
2026-06-18Pending sale$249,900
2026-05-20Listed for sale$249,900
2017-05-31Sold$71,000
2017-05-17Pending sale$79,900
2017-05-01Price change$79,900
2017-04-07Price change$84,900
2017-04-05Price change$99,000
2017-03-17Listed for sale$89,900
2017-03-13Pending sale$89,900
2017-01-27Price change$89,900
2017-01-03Listed for sale$99,000
2016-12-24Pending sale$99,000
2016-11-25Price change$99,000
2016-11-10Price change$105,000
2016-10-27Listed for sale$115,000

For Sale by Agent

AgentAngie Wait
BrokerageKeller Williams Realty Signature

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