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145 E Miner St, West Chester, PA, 19382

4beds
1baths
1,183sqft
$430,000
$363price/sqft
$2,957/moest. monthly cost
$118,280/yrincome needed

About This Home

Welcome to 145 E Miner Street, perfectly situated in the heart of the vibrant West Chester Boro. This charming home blends classic character with everyday functionality, offering a layout that feels both defined and connected. Step inside to a warm and inviting living room featuring a neutral palette and beautiful hardwood flooring that flows throughout the main level. A centrally positioned staircase creates distinct living and dining spaces while maintaining a seamless line of sight, enhancing both flow and functionality. The dining area opens to the rear kitchen, complete with natural wood cabinetry, light countertops, a modern sink fixture, and a versatile corner island—perfect for a coffee bar, casual prep space, or entertaining. A convenient first-floor laundry room with additional cabinetry adds to the home’s practicality. Upstairs, the second floor offers two generously sized bedrooms, while the third floor provides two additional bedrooms—ideal for guests, home offices, or flexible living arrangements. Out back, enjoy your own private retreat with a fully fenced yard featuring a sunken patio, fire pit area, and raised garden beds—perfect for relaxing evenings or hosting gatherings. All of this, just steps from the shops, dining, and energy that make West Chester Boro such a sought-after place to call home.

Getting Around

96
WalkingWalker's Paradise
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
6/10
Stetson Middle SchoolGrades 6-82.3 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Block
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,183

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,183
  • Total interior livable area: 1,183 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0109 0337
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Washer,Dryer,Refrigerator(s)

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 988 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$122$1,464
Property Taxes $437$5,244
Electricity $224$2,692
Total$2,957$35,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,382/yr
40% on housing$88,710/yr
45% on housing$78,853/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 19382$281
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19382$267
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$460,000
2025-11-29Listing removed$495,000
2025-09-10Price change$495,000
2025-08-19Price change$505,000
2025-07-25Price change$515,000
2025-06-26Listed for sale$525,000

For Sale by Agent

AgentMatt Gorham
BrokerageKeller Williams Real Estate -Exton

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