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11510 Beverly Ln, Belvidere, IL, 61008

4beds
3baths
2,829sqft
$329,900
$117price/sqft
$2,653/moest. monthly cost
$106,120/yrincome needed

About This Home

Exceptional location with easy access to major highways, shopping, and Mercy Hospital, all nestled within a small rural subdivision offering space, privacy, and a country-like setting. This spacious home welcomes you with a large foyer entry and features a comfortable family room highlighted by a floor-to-ceiling stone wood-burning fireplace. The kitchen offers abundant cabinetry, a built-in breakfast bar, and a large pantry, along with a conveniently located half bath nearby. The formal dining room showcases hardwood flooring, while the expansive living room provides beautiful views of the park-like yard, mature trees, and scenic tree line. Upstairs, you'll find four generously sized bedrooms, all with hardwood floors. The primary suite includes a private bath and walk-in closet. The lower level offers a bonus room with impressive 9-foot ceilings, providing additional living and entertaining space. Outside, enjoy the beautifully landscaped grounds featuring mature trees, a charming footbridge, large storage shed, patio, and circular driveway. Located within the highly sought-after Belvidere North High School. This property combines rural charm with everyday convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Washer,Water Softener,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedroom2

  • Level: Upper
  • Area: 114.33

Bedroom3

  • Level: Upper
  • Area: 120.19

Bedroom4

  • Level: Upper
  • Area: 114.66

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140.22

Family Room

  • Level: Main
  • Area: 129.92

Features

  • Book Cases Built In,Ceiling-Vaults/Cathedral,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 425
  • Finished area above ground: 2,404

Heating & Cooling

  • Heating features: Hot Water/Steam,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,829
  • Total interior livable area: 2,829 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Upper
  • Area: 262.16

Master Bedroom

  • Level: Upper
  • Area: 165

Property

Details

  • Parcel number: 0505153007
  • Special condition: Estate

Features

  • Levels: Tri/Quad/Multi-Level
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Country

Lot

  • Lot size: 0.85 Acres
  • Features: Subdivided,Rural

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$221$2,652
Property Taxes $547$6,564
Electricity $217$2,611
Total$2,653$31,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,960/yr
40% on housing$79,590/yr
45% on housing$70,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 61008$116
Boone County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61008$143
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$299,900
2026-07-15Price change$329,900
2026-06-12Listed for sale$340,000

For Sale by Agent

AgentDebbie Carlson
BrokerageBerkshire Hathaway Homeservices Starck Re

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