601 Lincoln St, Lerna, IL, 62440
About This Home
4 bed 2 bath home with garage on a corner lot. This home has lots of potential for someone who is handy, needs some work. New roof and hot water heater in 2024. Also, upgraded to 200 amp service. We have put a lot of work into this home. The home is livable as is, you can work on the home while you stay there if needed. The fridge and dishwasher were purchased in 2025 and will come with the home. The price is now firm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-in Closet,Fireplace Wood
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 11001874000
- Zoning: RES
Lot
- Lot size: 6,969 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $202 | $2,424 |
| Home Insurance * | $35 | $420 |
| Property Taxes | $57 | $684 |
| Electricity | $130 | $1,569 |
| Total | $424 | $5,088 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $40,000 |
| 2026-07-10 | Price change | $50,000 |
| 2026-06-18 | Listed for sale | $60,000 |
| 2024-02-26 | Sold | $10,500 |
| 2024-02-13 | Pending sale | $10,000 |
| 2024-02-10 | Listed for sale | $10,000 |
| 2021-09-27 | Listing removed | -- |
| 2021-03-02 | Price change | $40,000 |
| 2020-09-29 | Listed for sale | $45,000 |
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