




401 Adams St, Humboldt, IL, 61931
About This Home
2 bed/1 bath home in Humboldt with den, office, fireplace, and central A/C. Property sold AS-IS. Owners unable to vacate for showings. Quiet community with easy access to Mattoon and Charleston.
Getting Around
Schools
Construction
Condition
- Year built: 1945
Materials
- Construction materials: Vinyl Siding,Asbestos
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 135
- Dimensions: 9X15
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: Main
- Area: 238
- Dimensions: 17X14
Dining Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 143
- Dimensions: 11X13
Features
- Attic: Finished
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,627 sqft
Kitchen
- Features: Flooring (Vinyl)
- Level: Main
- Area: 78
- Dimensions: 6X13
Laundry
- Level: Main
- Area: 160
- Dimensions: 10X16
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 408
- Dimensions: 12X34
Master Bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 230
- Dimensions: 10X23
Office
- Level: Main
- Area: 143
- Dimensions: 11X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 04002314000000
- Special condition: List Broker Must Accompany
Features
- Stories: 1
Lot
- Lot size: 0.43 Acres
- Lot size dimensions: 125x150
Parking
- Total spaces: 4
- Parking features: Yes,Garage Owned,Attached,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Inland Flooding
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $333 | $3,996 |
| Home Insurance * | $346 | $4,152 |
| Property Taxes | $125 | $1,500 |
| Electricity | $130 | $1,569 |
| Total | $934 | $11,208 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $67,500 |
| 2026-03-14 | Listing removed | $67,500 |
| 2025-11-22 | Price change | $67,500 |
| 2025-09-15 | Listed for sale | $70,000 |
| 2011-04-13 | Sold | $34,500 |
