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7916 W Pines Rd, Polo, IL, 61064

2beds
1baths
1,440sqft
$175,000
$122price/sqft
$1,582/moest. monthly cost
$63,280/yrincome needed

About This Home

Endless Potential on Pines Road – Former Creamery Turned Unique Homestead Welcome to a truly one of a kind property nestled on nearly 2 acres in Polo, IL, just off scenic Pines Road. Once home to a historic creamery, this rare find now offers a unique blend of charm, history, and functionality. The main structure is a thoughtfully converted ranch style residence perched above a spacious shop area, perfect for anyone needing ample workspace right at home. The 2 bedroom, 1 bath home provides cozy living quarters with a bird’s eye view of the surrounding countryside and your own private acreage. The shop below offers serious square footage for a workshop, studio, or business endeavor, the possibilities are endless. Outside, you'll find a detached garage for additional parking or storage, as well as an additional shed offering even more utility space. With nearly two acres of open land, there's plenty of room for expansion, gardening, or just enjoying the peace and quiet of rural living. Whether you're a hobbyist, small business owner, or someone looking for a distinctive property with character and functionality, this former creamery could be the perfect fit. Don’t miss your chance to own a piece of local history with room to dream big.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Aplington Middle SchoolGrades 6-84.1 mi
6/10

Construction

Materials

  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Full Exposure

Bedroom2

  • Level: Main
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 156

Features

  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Hot Water/Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 1508351015

Features

  • Has view: Yes
  • View description: Country

Lot

  • Lot size: 1.84 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$305$3,660
Property Taxes $263$3,156
Electricity $130$1,569
Total$1,582$18,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,240/yr
40% on housing$47,460/yr
45% on housing$42,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 61064$93
Ogle County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 61064$70
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$199,000
2026-03-19Listing removed$204,000
2026-03-13Price change$199,000
2026-02-27Price change$204,000
2026-02-13Price change$209,000
2026-01-24Price change$214,000
2026-01-16Price change$219,000
2026-01-02Price change$224,000
2025-12-26Price change$229,000
2025-10-09Price change$234,000
2025-09-15Price change$244,000
2025-07-31Listed for sale$250,000

For Sale by Agent

AgentJessica Lowry
BrokerageRe/Max Of Rock Valley

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