304 N 3rd St, Oregon, IL, 61061
About This Home
Ideally located within walking distance of schools and downtown Oregon, this move-in ready 3-bedroom, 1-bath home blends affordability with thoughtful updates throughout. The main floor is designed for easy living, featuring a spacious primary bedroom, a warm and welcoming living room, and a convenient main-floor laundry room. The remodeled kitchen impresses with ample cabinetry, generous counter space, and an eat-in dining area. Brand-new luxury vinyl plank flooring and plush carpet flow seamlessly throughout, delivering both style and lasting durability. Step into the charming enclosed 3-season room at the front of the home; it's an ideal spot to unwind and enjoy the outdoors in comfort. Upstairs, two additional bedrooms offer flexible space for family, guests, or a home office. Outside, the fully fenced double lot provides exceptional privacy and room to roam. Two garages offer abundant space for vehicles, a workshop, or extra storage; a rare find at this price point. A newer roof completes the package, giving buyers added confidence and peace of mind. Opportunities like this don't last long. Schedule your private showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Roof: Shingle
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Stove/Cooktop,Washer,Water Softener,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Upper
- Area: 121
Bedroom3
- Level: Upper
- Area: 112
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 66
Features
- Book Cases Built In,Solid Surface Counters
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,408
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,408
- Total interior livable area: 1,408 sqft
Kitchen
- Level: Main
- Area: 196
Living Room
- Level: Main
- Area: 252
Master Bedroom
- Level: Main
- Area: 270
Property
Details
- Parcel number: 1603119008
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Porch 3 Season
- Fencing: Fenced
Lot
- Lot size: 0.30 Acres
- Features: City/Town
Parking
- Total spaces: 3
- Parking features: Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $849 | $10,188 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $253 | $3,036 |
| Electricity | $130 | $1,569 |
| Total | $1,343 | $16,116 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Contingent | $168,000 |
| 2026-08-06 | Pending sale | $168,000 |
| 2026-07-27 | Price change | $168,000 |
| 2026-07-15 | Price change | $170,000 |
| 2026-06-10 | Listed for sale | $175,000 |
| 2026-06-08 | Contingent | $175,000 |
| 2026-06-08 | Pending sale | $175,000 |
| 2026-06-04 | Listed for sale | $175,000 |
| 2021-12-17 | Sold | $114,000 |
| 2021-11-10 | Pending sale | $116,000 |
| 2021-10-25 | Price change | $116,000 |
| 2021-10-01 | Listed for sale | $120,000 |
| 2016-07-15 | Sold | $26,500 |
| 2016-06-22 | Price change | $49,900 |
| 2016-06-09 | Price change | -- |
| 2016-05-18 | Price change | $10,000 |
| 2016-05-07 | Price change | $36,000 |
| 2016-04-06 | Price change | $42,000 |
| 2016-03-08 | Price change | $46,900 |
| 2016-02-05 | Listed for sale | $49,900 |
For Sale by Agent
View on Zillow