5091 W Murray Dr, Dixon, IL, 61021
About This Home
Welcome to your own slice of waterfront living along the Rock River! This charming 3-bedroom, 1-bath home offers plenty of storage throughout, including multiple closets, along with approximately 2,269 square feet of total space, including an oversized 2+ car garage. Enjoy year-round relaxation in the spacious all-season sunroom, filled with natural light and offering peaceful views of the property. Step outside to take in an impressive 200 feet of river frontage—ideal for fishing, kayaking, or simply unwinding by the water. Located in a quiet, private community, this home offers a sense of seclusion while still being conveniently close to town. Residents also enjoy access to a shared private boat ramp—perfect for making the most of the riverfront lifestyle. Recent updates include a new roof, siding, select electrical improvements, and added insulation for comfort and efficiency. Some rooms feature updated flooring, giving the home a fresh feel while still leaving room for your personal touch. Enjoy added convenience with a full set of appliances included—washer, dryer, stove, refrigerator, microwave, and water softener (not warranted)—making this home move-in ready. Don’t miss this rare opportunity to own a waterfront property with space, updates, and endless potential!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Type & Style
- Home type: SingleFamily
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Electric
Interior Area
- Total interior livable area: 2,269 sqft
Property
Details
- Parcel number: 2110227004
Features
- Exterior features: Brick
Lot
- Lot size: 0.40 Acres
Parking
- Total spaces: 6
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $407 | $4,884 |
| Electricity | $174 | $2,094 |
| Total | $2,158 | $25,896 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $297,000 |
| 2025-09-19 | Sold | $120,000 |
| 2018-08-14 | Listing removed | $130,000 |
| 2018-03-12 | Price change | $130,000 |
| 2018-02-13 | Listed for sale | $140,000 |
| 2017-12-16 | Listing removed | $140,000 |
| 2017-05-17 | Listed for sale | $140,000 |
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