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3793 W Cedar St, Dixon, IL, 61021

4beds
2baths
1,731sqft
$174,900
$101price/sqft
$1,418/moest. monthly cost
$56,720/yrincome needed

About This Home

This charming two-story home is located in Grand Detour, just minutes from the scenic Rock River. Situated on a large double lot, this residence offers an abundance of character and comfort for your family. This home features four to five bedrooms, two bathrooms, and a flex space providing plenty of room for family and guests. A large living room and separate dining room create a setting for memorable family dinners and entertaining. The eat-in kitchen is ideal for everyday family meals. There are two enclosed porches that are perfect for relaxing and enjoying the outdoor scenery. There are laundry hook-ups on the main floor and in the full basement. In 2026 a new electrical panel was installed. Also the well and septic were inspected and approved. Additional features include a detached one-car garage with overhead storage, a work bench, and a large asphalt driveway. This property's beautiful large lots provide plenty of space for outdoor activities and gardening. This lovely home combines historic charm with many wood accents including hardwood floors making it a wonderful place to call home. Don't miss your chance to own this piece of the historical village of Grand Detour.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
6/10
Reagan Middle SchoolGrades 6-85.2 mi
2/10
Dixon High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Baseboard,Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,731 sqft

Property

Details

  • Parcel number: 2114426001

Features

  • Exterior features: Other

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$138$1,656
Property Taxes $263$3,156
Electricity $133$1,597
Total$1,418$17,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,617/yr
40% on housing$42,540/yr
45% on housing$37,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$121
Ogle County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$185,000
2026-04-01Pending sale$185,000
2026-03-06Listed for sale$185,000
2026-03-02Pending sale$185,000
2026-02-23Listed for sale$185,000

For Sale by Owner

AgentProperty Owner

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