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492 Hephzibah Hill Rd, Coatesville, PA, 19320

4beds
--baths
3,660sqft
$79,900
$22price/sqft
$912/moest. monthly cost
$36,480/yrincome needed

About This Home

This fully gutted 3-unit mixed-use property is a blank canvas, ready for a new owner to bring their vision to life. The building includes two residential units and one commercial storefront, offering excellent potential for rental income or owner-occupancy with a business below. The interior has been completely stripped to the framing, allowing the next owner to customize the layout, finishes, and systems to meet their needs and local building requirements. Whether you're an investor, developer, or contractor, this property presents a rare opportunity to create a modern, income-producing asset from the ground up. Ideal for renovation, this property offers endless possibilities in a mixed-use setting. Bring your plans and transform this space into a profitable investment.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Scott Middle SchoolGrades 6-71.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,660
  • Total interior livable area: 3,660 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1004 0090
  • Zoning: MIXED USE
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 8,230 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 10
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$26$312
Property Taxes $81$972
Electricity $401$4,818
Total$912$10,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,268/yr
40% on housing$27,360/yr
45% on housing$24,320/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$22This listing

vs Other Active Listings

Avg $/sqft

ZIP 19320$193
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19320$203
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$79,900

For Sale by Agent

AgentLuke Berg
BrokerageUnited Real Estate Strive 212

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