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7006 S Unity Rd, Polo, IL, 61064

4beds
1baths
2,150sqft
$140,000
$65price/sqft
$1,327/moest. monthly cost
$53,080/yrincome needed

About This Home

If a spacious country home is what you're looking for, you'll find it here on this half acre on Unity Rd. There's great potential to update according to your style and palette. The size of the living, dining and kitchen areas are all pleasing and quite useable accomodating larger furniture pieces if that's your style. The four upstairs bedrooms are equally sized and bright and airy with a bonus room in the center - a perfect gaming space. There is a big mud room combo laundry on the main floor conveniently located to the attached garage entryway. The basement will surprise you - so spacious and clean it's perfect for storage or a workout area. Polo school district is highly recognized as a "Best School" winning the Thrive Award, listed as a top performing school in the state. Check it out at Great Schools website. The sprawling, level, half acre yard is wide open for your landscaping creations - perennial gardens, vegetable gardens; whatever is your delight. It already offers mulberry trees, a cherry tree, strawberries, and rhubarb. LP gas and electric baseboard heat, LP tank is owned and will stay with the property, central air, new roof on both house and garage, new well pump, and a new meter base. There is an unfinished 40 x 96' pole building and a 220v outlet in the attached garage. Property sold AS-IS. If you're a park/hiking enthusiast, White Pines Park is only a 6 mile drive. Country homes in this price range go quick so don't wait long! Call today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
5/10
Aplington Middle SchoolGrades 6-85.1 mi
6/10

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bonus Room

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 108
  • Dimensions: 9X12

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Features

  • 1st Floor Full Bath,Separate Dining Room
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,150 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 299
  • Dimensions: 23X13

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 20081000020000
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: 115X237

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$244$2,928
Property Taxes $211$2,532
Electricity $165$1,984
Total$1,327$15,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,497/yr
40% on housing$39,810/yr
45% on housing$35,386/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 61064$98
Ogle County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 61064$70
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2014-11-21Sold$38,800

For Sale by Agent

AgentVickie Gutierrez
BrokerageCrawford Realty, LLC

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