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411 Main St, Leaf River, IL, 61047

2beds
2baths
1,800sqft
$149,900
$83price/sqft
$1,182/moest. monthly cost
$47,280/yrincome needed

About This Home

Welcome home to this charming 2-story home in Leaf River! The inviting, newly updated front enclosed porch features decorative wood walls, creating a warm and cozy space to relax. Inside, the bright living room is filled with natural light from large windows and flows into the dining area, making everyday living and entertaining easy. The spacious kitchen offers abundant cabinetry, generous counter space, and room to prepare your favorite meals. A convenient main-floor laundry area and half bath add everyday functionality. Upstairs, you'll find two comfortable bedrooms, a full bathroom, and a walk-in closet that provides excellent additional storage. The lower level offers even more storage space and plenty of potential to create a rec room, hobby area, or other flexible living space. Outside, enjoy the fenced backyard with a deck, perfect for relaxing, entertaining, or outdoor activities, along with a detached garage.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
6/10
9/10
Forreston Grade SchoolGrades 1-58.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove/Cooktop,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 182.56

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140.4

Features

  • Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 182.56

Living Room

  • Level: Main
  • Area: 169.4

Master Bedroom

  • Level: Upper
  • Area: 139.265

Property

Details

  • Parcel number: 0336255005

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Strong Wind
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$61$732
Property Taxes $226$2,712
Electricity $138$1,661
Total$1,182$14,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,525/yr
40% on housing$35,460/yr
45% on housing$31,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 61047$117
Ogle County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 61047$146
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$149,900
2026-07-08Listed for sale$165,000
2019-02-27Sold$35,000

For Sale by Agent

AgentToni Vander Heyden
BrokerageKeller Williams Realty Signature

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