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210 E Lincoln St, Mount Morris, IL, 61054

4beds
2baths
2,208sqft
$114,000
$52price/sqft
$1,051/moest. monthly cost
$42,040/yrincome needed

About This Home

Bring your ideas and make this spacious 2,208 sq. ft. home your own! Situated on a corner lot in Mt. Morris, this 2-story home offers plenty of room for a growing family, hobbies, pets, and future improvements. The upper level features 4 bedrooms and a full bath, while a second full bath on the main floor provides added convenience. The large kitchen is highlighted by a charming brick wood-burning fireplace, creating a warm gathering space for family and friends. Additional features include: 4 bedrooms 2 full bathrooms 2,208 square feet Hardwood flooring in the formal living room Main-floor laundry hookup Oversized detached 2-car garage Enclosed back porch Covered front porch Corner lot location This home offers solid space, character, and an opportunity to build equity through updates and personal touches. Whether you're looking for a family home, investment property, or renovation project, the possibilities are here. Property is being sold AS IS.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Oregon Elementary SchoolGrades PK-64.9 mi
7/10
Oregon High SchoolGrades 7-125.0 mi

Construction

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,208 sqft

Property

Details

  • Parcel number: 0826308009

Features

  • Exterior features: Wood

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $576$6,912
Home Insurance *$135$1,620
Property Taxes $171$2,052
Electricity $169$2,037
Total$1,051$12,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,034/yr
40% on housing$31,530/yr
45% on housing$28,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 61054$74
Ogle County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 61054$89
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$114,000
2023-03-07Listing removed--
2022-09-02Pending sale$89,900
2022-09-01Sold$84,000
2022-08-10Pending sale$89,900
2022-07-28Price change$89,900
2022-07-12Price change$94,900
2022-07-03Listed for sale$92,900
2019-12-09Sold$42,500
2019-11-29Pending sale$35,000
2019-11-13Listed for sale$35,000
2019-10-15Sold$35,000

For Sale by Owner

AgentProperty Owner

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