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406 Broad St, Spring City, PA, 19475

5beds
1baths
2,062sqft
$250,000
$121price/sqft
$1,831/moest. monthly cost
$73,240/yrincome needed

About This Home

Opportunity awaits at 406 Broad Street in the heart of Spring City! Bring your ideas and your contractor to view this huge Twin with SO MUCH POTENTIAL! This grand home features over 2,000 square feet, 5 Bedrooms and a detached garage. You'll be greeted by two front entrances for your convenience under the covered porch. Wood inlay floors invite you inside to large open spaces and high ceilings. The First Floor offers Family Room, Living Room, Dining Room AND Kitchen. Travel upstairs to find FOUR BEDROOMS plus the hall bath. Travel up one more floor to find the FIFTH BEDROOM! A full basement completes this lovely home. Featuring generous living space and a detached garage, this property sits on a desirable lot in an established neighborhood just minutes from local shops, restaurants, parks, and major commuter routes. With five bedrooms, there's plenty of room to reimagine the layout and maximize the home's value. This property requires a complete renovation and is being sold in its current condition. Whether you're searching for your next flip, a rental investment, or a restoration project, this is your chance to bring new life to a home with endless possibilities. Don't miss this rare opportunity to transform a large home in the growing Spring City community!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Below Average
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Washer,Dryer,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Plaster Walls
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,062

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,062
  • Total interior livable area: 2,062 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1404 0301
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 3,824 sqft
  • Features: Middle Of Block
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$87$1,044
Property Taxes $254$3,048
Electricity $226$2,714
Total$1,831$21,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,777/yr
40% on housing$54,930/yr
45% on housing$48,826/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 19475$135
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19475$223
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$250,000
2026-08-02Listed for sale$250,000

For Sale by Agent

AgentJennifer Preston
BrokerageCentury 21 Norris-Valley Forge

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