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10267 Ferry Point Pl NW, Rice, MN, 56367

5beds
4baths
3,866sqft
$999,000
$258price/sqft
$6,896/moest. monthly cost
$275,840/yrincome needed

About This Home

River views from every room highlight this beautifully remodeled home in 2024, where the entire interior and exterior have been thoughtfully updated with numerous additions. Major improvements include all-new heating, cooling, plumbing, and electrical systems for modern comfort and peace of mind. Bend in the River Regional Park is walking distance. Scenic trails along the river and in the woods. The neighborhood has it's on boat landing. The home features a brand-new wood-burning fireplace with a new chimney and fan, creating a warm and inviting centerpiece. The kitchen is equipped with high-end Sub-Zero and Wolf appliances, along with elegant Cambria quartz and granite countertops. Throughout the home you’ll find new wood flooring, carpet, and tile. The main floor includes a spacious primary bedroom, with two additional bedrooms upstairs and two more bedrooms in the lower level—providing plenty of space for family and guests. Multiple living areas offer flexibility and comfort, with two living rooms, an exercise room, and dedicated office space. The walk-out basement adds convenience and easy access to the outdoors. Step outside to enjoy two decks, new landscaping, and a thoughtfully designed outdoor entertaining area. The property also includes an attached 30 x 36 heated garage and a detached 26 x 32 garage with 10-foot doors, ideal for vehicles, storage, or recreational equipment. Just a few steps down provide direct access to the river. The neighborhood also offers a convenient boat landing, and a scenic half-mile trail connects to Bend in the River Regional Park. This home combines peaceful riverfront living with quick access to city amenities. 13.4 Miles to St. Cloud Hospital 14.6 Miles to St. Cloud State University 17.3 miles to St. Cloud Regional Airport

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Rice Elementary SchoolGrades PK-52.7 mi
4/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Water Filtration System,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Lower Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,180
  • Finished area above ground: 2,686

Heating & Cooling

  • Heating features: Boiler,Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,866
  • Total interior livable area: 3,866 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120099600
  • Zoning description: Residential-Single Family
  • Foundation area: 1180

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Deck,Patio
  • Has view: Yes
  • View description: Panoramic,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,River View,Lake Bottom(Sand)
  • Frontage length: Water Frontage: 300

Lot

  • Lot size: 1.70 Acres
  • Features: Accessible Shoreline,Tree Coverage - Heavy
  • Lot size dimensions: 1.7 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Paved Lot
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Hail
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Benton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$698$8,376
Property Taxes $821$9,852
Electricity $326$3,912
Total$6,896$82,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,434/yr
40% on housing$206,880/yr
45% on housing$183,893/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 56367$159
Benton County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 56367$161
Benton County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,049,900
2026-03-24Listed for sale$1,074,900
2025-10-25Listing removed$1,149,900
2025-07-18Price change$1,149,900
2025-05-30Listed for sale$1,299,000
2025-05-13Listing removed$1,350,000
2025-04-27Listed for sale$1,350,000
2024-01-02Sold$446,705
2023-11-18Pending sale$549,000
2023-10-23Price change$549,000
2023-10-17Price change$574,000
2023-09-29Listed for sale$599,000

For Sale by Agent

AgentAmy Mondloch
BrokerageJack Chivers Realty

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