575 Prospect Ct NE, Saint Cloud, MN, 56304
About This Home
Imagine pulling into the quiet cul-de-sac at 575 Prospect Court, where a long concrete driveway leads you to this beautiful St. Cloud home sitting proudly on an expansive, manicured corner lot. Stepping inside, the main level instantly feels like home, offering the effortless convenience of three spacious bedrooms all on one floor and a beautifully updated kitchen that serves as the heart of daily life. Storage is never an issue here, as the home features tons of space throughout with many bonus closets, including a stunning built-in glass cabinet with large drawers to showcase your favorite pieces. Your mornings begin with coffee in the sunlit bonus three-season porch, while sunny afternoons are spent hosting barbecues on the private rear patio while the in-ground sprinklers keep the lawn vibrant. As the day winds down, the attached two-car garage makes parking a breeze, and the versatile lower level opens up a world of possibilities. Whether you vision it as a bustling entertainment hub for friends or a quiet, dedicated space for your favorite hobbies. It is a private retreat, yet completely connected to the best of St. Cloud shopping just minutes away. Some photos may be digitally enhanced.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Age Over 8 Years
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Daylight,Partially Finished
Bedroom
- Level: Main
- Area: 165
- Dimensions: 15x11
Bedroom2
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedroom3
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 98
- Dimensions: 14x7
Features
- Finished area below ground: 600
- Finished area above ground: 1,346
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,692
- Total interior livable area: 1,946 sqft
Kitchen
- Level: Main
- Area: 156
- Dimensions: 13x12
Laundry
- Level: Basement
- Area: 190
- Dimensions: 19X10
Living Room
- Level: Main
- Area: 299
- Dimensions: 23x13
Other
- Level: Main
- Area: 100
- Dimensions: 20x5
Patio
- Level: Main
- Area: 200
- Dimensions: 20x10
Recreation Room
- Level: Basement
- Area: 480
- Dimensions: 32x15
Sun Room
- Level: Main
- Area: 165
- Dimensions: 15x11
Utility Room
- Level: Basement
- Area: 368
- Dimensions: 23X16
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 170173500
- Zoning description: Residential-Single Family
- Foundation area: 1346
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio,Porch,Rear Porch
Lot
- Lot size: 0.35 Acres
- Features: Corner Lot
- Lot size dimensions: 133 x 140 x 121 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Benton County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $307 | $3,684 |
| Electricity | $170 | $2,050 |
| Total | $2,212 | $26,544 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $299,000 |
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