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1045 Benedict Dr, Sauk Rapids, MN, 56379

2beds
2baths
1,688sqft
$199,000
$118price/sqft
$1,548/moest. monthly cost
$61,920/yrincome needed

About This Home

Welcome home to 1045 Benedict Drive in Sauk Rapids! Nestled in a desirable neighborhood near parks, schools, and everyday conveniences, this inviting home offers the perfect blend of comfort, functionality, and value. The spacious layout features welcoming living spaces with a well-appointed kitchen with ample cabinetry and workspace, and comfortable bedrooms designed for everyday living. Step outside to enjoy the private backyard—ideal for entertaining, relaxing, or summer evenings with family and friends. Whether you're looking for room to grow, a place to host gatherings, or simply a home to call your own this home is ready for you

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main

Dining Room

  • Level: Upper
  • Area: 104
  • Dimensions: 13x8

Family Room

  • Level: Lower
  • Area: 228
  • Dimensions: 19x12

Features

  • Finished area below ground: 744
  • Finished area above ground: 944

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,688
  • Total interior livable area: 1,688 sqft

Kitchen

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Office

  • Level: Lower
  • Area: 99
  • Dimensions: 11x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 190218700
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 944

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Glass Enclosed
  • Fencing: Chain Link

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: getting

Parking

  • Total spaces: 1
  • Parking features: Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Benton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$137$1,644
Property Taxes $235$2,820
Electricity $170$2,050
Total$1,548$18,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,074/yr
40% on housing$46,440/yr
45% on housing$41,280/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 56379$151
Benton County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 56379$142
Benton County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$199,000
2026-08-06Listed for sale$199,000
2017-05-25Sold$118,000
2017-04-30Pending sale$124,999
2017-04-22Listed for sale$124,999
2017-03-31Pending sale$124,999
2017-03-08Price change$124,999
2017-02-24Listed for sale$129,999
2015-12-08Sold$101,500
2015-07-30Listed for sale$106,000

For Sale by Agent

AgentStella Scholl
BrokeragePremier Real Estate Services

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